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Tuesday, October 22, 2024

Contractors Equipment Insurance - Inland Marine Insurance

Contractors looking to insure their equipment, including mobile equipment and equipment rented to others can now download an application for inland marine insurance here:

Make sure to provide a list of the equipment that you are looking to insure, along with he value of each item.



Thursday, September 5, 2024

Christmas Light Installer Insurance 2024

Christmas Light Installer Insurance

It's that time of year again.  Christmas light installers are getting ready to start up their businesses and now they need:

  • general liability insurance for Christmas light installers
  • workers compensation insurance
  • other types of insurance

You can choose from:

- short-term / seasonal insurance policies for general liability
- annual policies

You may consider an annual insurance policy if you have other business operations during the off season, such as landscaping, gardening, or even other electrical work.



Monday, January 15, 2024

Pest Control Insurance and Wildlife Control Insurance



Get quotes today for general liability insurance and more at for:

  • Pest control insurance
  • Wildlife control insurance
  • Nuisance animal control insurance
  • Feral hog control insurance
  • Animal Trapper Insurance

 

Sunday, April 9, 2023

Dog Trainer Insurance

Insurance for animal trainers, pet trainers, obedience trainers, and dog trainers

Get same day quotes from multiple insurance companies for the pet training business. While you might thing of general liability insurance as the main insurance to buy for animal related businesses, such as dog obedience training, there are other things to consider.  If you have a pet in your care, custody, or control as part of your business, you will also want to consider a pet floater or animal bailee coverage, because general liability insurance itself may not cover injuries to animals.

Pet groomers may also consider pet groomer professional liability, which is automatically included on some quotes and is an add on, sometimes called an endorsement, on other quotes.

You can easily get a quote from a top-rated insurance company by clicking the link below.


CLICK HERE TO START YOUR ANIMAL BUSINESS QUOTE: https://stratuminsurance.com/animal-trainer-insurance/

Other businesses available or quoting in the animal industry includes:

  • Dog groomers and cat groomer insurance
  • Pet sitter insurance
  • Dog walker insurance
  • Kennel Insurance
  • Doggie Daycare Insurance

Wednesday, December 14, 2022

Snow Plowing & Removal General Liability Insurance

 

Snow Plowing & Snow Removal Insurance


Why do snow plowing and snow removal businesses need insurance?

As a business owner, it's important to protect yourself and your assets from potential risks and liabilities. This is especially true for those in the snow plow business, where inclement weather and challenging road conditions can lead to unexpected accidents and costly damages.

One of the best ways to safeguard your snow plow business is to invest in insurance. Here are a few reasons why insurance is essential for a snow plow business:

Coverage for damages to your equipment: Snow plowing can be hard on your equipment, and a single claim significant repair costs. With insurance, you can have peace of mind knowing that you have insurance will be covered in the event of damages.

If you were to accidentally damage someone else's property while plowing, you could be held liable for the damages. Insurance can help protect you against these types of liability claims.

 

Get a Quote for Snow Plowing General Liability Insurance

Tuesday, December 13, 2022

 Holiday Light Installer Insurance and Light Hanger Insurance


Why buy Christmas light installer insurance?

As the holiday season approaches, many people are gearing up to deck their halls with festive Christmas lights. But for those who are hired to install these lights, there are a number of risks to be aware of.
One of the biggest risks for Christmas light installers is the potential for causing slips and falls.
Another risk is electrical damage to a home. Christmas lights, especially older or damaged ones, can pose a risk of electrical issues, which is why most insurance carriers require the use of UL approved lights. Installers must be careful to properly handle and install the lights in order to avoid this danger.
Additionally, there is a risk of fire. Faulty or poorly-installed Christmas lights can potentially start a fire, which can put both the installer and the homeowner at risk. It is important for installers to thoroughly check the lights and their installation in order to reduce this risk.
General Liability 
  • Certificate of Insurance with proof of insurance
  • General liability limits of $1,000,000 per occurrence / $2,000,000 aggregate
  • Add additional insureds quickly online and get a certificate of insurance
  • Seasonal insurance policies are available for the holiday season

  • Online: https://stratuminsurance.com/christmas-light-installer-insurance/





Tuesday, November 9, 2021

Christmas Light Installer Insurance - General Liability

Holiday Light Installer Insurance and Christmas Light Hanger Insurance quotes 

Get instant quotes for general liability with:
  • Certificate of Insurance with proof of insurance
  • General liability limits of $1,000,000 per occurrence / $2,000,000 aggregate
  • Add additional insured easily online
  • Daily policies available in some states
  • Monthly policies available in some states
  • Short-term policies available

  • Online: https://stratuminsurance.com/christmas-light-installer-insurance/




Quotes available in most states. 
Coverage availability, laws, rules, and regulations vary by location. In CA, Lic #0e52066

Tuesday, August 31, 2021

Insurance for Personal Trainers

 




Insurance for Personal Trainers and Fitness Instructors


Personal trainer insurance is a must have for anyone who offers fitness training to clients.  Often, a gym where you work will require that you purchase the insurance and add the gym as an additional insurance, which you can do for free once you purchase the policy.


What's included in the quotes?

Christmas Light Installer Insurance

Buy Christmas Light Installer Insurance for the Season 

  • Quotes include:
    • Unlimited certificates of insurance
    • Add additional insureds online
    • General liability limits starting at $1,000,000 per occurrence and $2,000,000 aggregate
  • Seasonal policies with a short-term are available

  • Online: https://stratuminsurance.com/christmas-light-installer-insurance/




Quotes available in most states. 
Coverage availability, laws, rules, and regulations vary by location. In CA, Lic #0e52066

Friday, July 23, 2021

Goat Yoga Instructor Insurance

 

 Insurance for goat yoga instructors - Buy Online

You can now quote and buy insurance online for goat yoga teachers.  Short-term liability insurance is available as well as monthly options.   Getting general liability for goat yoga instructors was difficult in the past, but now there is a new easy option to get insurance that gives you options for daily coverage or monthly coverage.  If you need to work, for example, for just a weekend or a few days, you can turn it on and off when needed, depending on which plan you choose.


Click here to quote and buy insurance for goat yoga









Friday, May 28, 2021

Grad Party and Graduation Ceremony Insurance

 Insurance for a grad parties and grad nights.

You can now quote and buy insurance online for graduation night events.  Short-term liability insurance is what many venues are asking for certificates of insurance for the grad night events.

You can now get a quote online for either graduation party insurance or grad night insurance online.  


Click here to start your quote.






Friday, March 26, 2021

Swim Instructor Insurance

 Buy general liability for swim instructors online.



What’s available?

  • General Liability Insurance for Swim Instructors
  • Monthly payment options available
  • Daily Policy Option
  • Short-term policies available
  • Instant proof of insurance

How long does it take to get a proof of insurance?

  • After you purchase online, instant proof of insurance is available.

Click here to get a quote from Swim Instructor Insurance



Thursday, March 18, 2021

Arizona Park Model Home and Mobile Home Insurance Snowbird Insurance

  

Arizona Manufactured Home and Mobile Home Insurance for Snowbirds, Part-Timers, and Full-Timers






Call for a quote: 833-844-4357 (M-F) 9AM - 5PM Pacific Time

Do you fly south for the winter to leave a cold environment and enjoy sunny Arizona? You are one of the many people that enjoys having a second home. 

When shopping for manufactured home insurance or park model home insurance for your place in Arizona, you want to inquire about the various coverage options that are available. The dwelling is just part of the coverage to thinking about.  You also want to consider some other aspects of your home.


When you call for a quote, consider asking about the following:

  • Dwelling coverage
  • Coverage for water backup
  • Golf Cart options
  • Covered patios and other structures
  • Additional living expenses coverage
  • Coverage for trailers and RVs that you own
  • Coverage for watercraft that you own
Learn more about Arizona Manufactured Home and Park Model Home Insurance here:  http://parkmodelinsurance.com/



Call for a quote: 833-844-4357 (M-F) 9AM - 5PM Pacific Time


Monday, March 15, 2021

Idaho Manufactured Home Insurance

 

Idaho Manufactured Home and Mobile Home Insurance



Call for a quote: 833-844-4357 (M-F) 9AM - 5PM Pacific Time

There are multiple coverage options that you should for your manufactured home in Idaho.  Many people only think about coverage for the mobile home (or park model home) only, but there are other items that you may need to protect. Especially when you think that your home is often your biggest asset. When you call for a quote, consider asking about the following:

  • Additional living expenses coverage
  • Coverage for trailers and RVs that you own
  • Coverage for watercraft that you own
  • Insurance for Jewelry
  • Food Spoilage coverage
  • Water backup coverage
Learn more about Idaho Manufactured Home and Park Model Home Insurance here: https://parkmodelinsurance.com/idaho-manufactured-home-insurance/


Call for a quote: 833-844-4357 (M-F) 9AM - 5PM Pacific Time


Monday, March 8, 2021

What type of insurance does a tutor need

 What type of insurance does a tutor need?


Insurance for tutors may contain 2 basic components:

  • General Liability Insurance
  • Professional Liability Insurance(often called E&O)

There are certainly other types of insurance to consider, such as cyber liability (or data breach insurance).  Click below to read more about the additional options.





Wednesday, March 3, 2021

How much E and O Insurance does a notary need?

$1,000,000 of Notary E&O Insurance is becoming more common

It is not uncommon to see $1,000,000 of E&O insurance (or errors and omissions insurance) be required for contracts with escrow companies, title companies, and notary signing agencies.

An important note to remember is that we cannot tell you how much E&O insurance that you need to protect yourself because that depends on your personal situations.  On the other hand, you may need to buy a minimum amount of insurance to get work with certain companies.

Learn more and by reading the full article about notary insurance at thus link: https://mobilenotaryinsurance.com/how-much-insurance-does-a-notary-need/








Tuesday, January 5, 2021

Remote Tutor Insurance

Remote learning and online tutoring insurance


Work from home and learn from home are growing more and more, which means that people are probably accessing your tutoring services from home.

You might think that if you tutor online or are a remote tutor that you do no need insurance, but that's not the case.  You still need insurance if you tutor online.  While the risks of a general liability claim, like a trip and fall claim, are not as prevalent, there is still a big risk of an E&O or professional liability claim.

Professional liability claims can result when a client, for example, feels that your professional service caused them a financial loss, or even they feel that you provided inadequate service.  For example, if someone's child does not get admitted to a college because of their test scores, the parents could sue you, saying that your tutoring service was the cause of this, and now the student will need additional tutoring, for which they want you to pay.  This is just a micro example of what could happen.

We have also seen requests from school districts requiring tutors to have their own insurance, which is another reason that tutors buy insurance.


Types of insurance available with the online quote:

  • General liability for tutors
  • Professional liability or E&O Insurance for tutors
  • Data Breach or cyber liability for tutors are also available in select states

Quotes are available in almost all states. Choose an option below:




Monday, November 2, 2020

Insurance for Online Tutors

 


Insurance for virtual tutors and online tutors.  Some people are calling them zoom tutors.  It's catchy.

Even if you tutor online, you still need insurance because you could be sued for claims such as a student not doing well on the SAT or not getting into college.  A parent could blame you for their child not doing well after your tutoring, which could result in a lawsuit.  

There are 3 common types of insurance for tutors that people are looking to quote.

- general liability insurance
- professional liability insurance (often called E&O insurance)
- abuse or molestation insurance

A tutor can now purchase these tutor insurance coverages online. These coverages are sometimes called tutoring liability insurance as well, although that could be considered vague, because there are multiple types of liability insurance.

Data breach coverage is also available in select locations.  This is also known as tutor cyber liability.

Click here to quote and  buy online: https://tutorinsurance.com

Thursday, October 29, 2020

Insurance for Home Stagers

 Home Stager Business Insurance

Insurance for Home Stagers is provided by phone.  Home stagers should consider not only general liability insurance, but also property insurance to protect their furniture.  If you are starting out as a home stager, you may consider starting with only general liability, but then adding additional coverage at a later time.


Home Stagers have risk

Think of the potential claims and risks in home staging:

  • a visitor to a home slips and falls on a rug that you place
  • a visitor to a home sits in a chair and then gets injured with the chair breaks
  • in the process of home staging, you cause damage the the expensive floors in a home

CALL FOR A QUOTE:

There are two numbers.  There is a separate number just for home stagers and interior designers located in New York.

Home Stagers in all other states

888-333-3781

 

New York Home Stager Insurance

877-620-3610


The Call Center is open: 
Monday – Friday 9:00AM – 5:00PM



Thursday, October 22, 2020

Food Vendor Insurance - Food Cart Insurance

Buy Food Cart Insurance Online


You can purchase general liability insurance for a food cart or other mobile food vending business online at www.foodvendorinsurance.com.

What types of food vending businesses are eligible for a quote:
  • Food Carts
  • Food Trailers
  • Pop-up tent food vendors
    food vendor insurance
  • Food Trucks
  • Mobile Food vendors
  • Mall Kiosks

You can also add your landlord as an additional insured when you obtain a quote.  Additional insureds and certificate of insurance providing that you have general liability insurance are available at the time of purchase.  You can add more additional insureds or insurance certificates after you purchase the policy through the link that you receive.

Click Here to start a Food Vendor Insurance Quote





Wednesday, October 21, 2020

Concierge Bonds - Bonds for Concierges

Bonds for Personal Concierges are now available. These are also sometimes known as employee dishonesty bonds.  You can purchase a bond online to show that your concierge business is bonded.



Click here for a quote: https://protct.me/conciergebonds




Tuesday, October 20, 2020

Buy an Arizona Notary Bond Online

Notary Bond Online Quoting now available in Arizona

The Arizona notary bond can easily be purchased online now.  Thanks to the new online purchasing system for notary bonds, you no longer need to go to your local agents office to purchase the bond. You can obtain quote and purchase an Arizona bond online. You can also add optional notary errors and omissions insurance with several different limits (meaning the amount of E&O insurance that you purchase). In addition, you can now choose a package that includes a notary stamp, a notary journal, or a package of both.


The process is simple and efficient, making it easier for a notary to get to work and to obtain their commission.

Click here to Buy an Arizona Notary Bond



Notary bonds are available for online purchase in these states: Arizona, California, Idaho, Illinois, Nevada, Texas, and Washington.

BUY ONLINE IN THESE STATES: AZ, CA, ID, IL, NV, TX, WA




Thursday, October 8, 2020

Buy Groomer Insurance Online


Insurance for Groomers



Groomers need insurance for several reasons. First, a groomer needs several types of insurance to protect themselves in the event of a potential claim. Second, dog, cat, and bird groomers need insurance to work at certain locations. For example a landlord may require insurance or a location may require insurance for a mobile groomer to go on the property

There are 3 common types of tutor insurance that are often request.

- general liability insurance
- pet groomer professional liability insurance
- animal bailee coverage (this usually falls under property coverage). Note - we love animals and think of them as family, but in the industry, it can still fall under property insurance.

A groomer can now buy insurance online at: https://groomerinsurance.com/buy-groomer-insurance-online/


Click the link below to obtain a quote that can include general liability, professional liability, as well as optional property, data breach coverage is also available in select locations.


Click here to quote and  buy online:  https://groomerinsurance.com/buy-groomer-insurance-online/




Wednesday, July 8, 2020

Tutor Insurance



Tutors need insurance for several reasons.  First, they are seeing requirements from schools and districts requiring insurance.  Second, the tutors need insurance to protect their businesses.

There are 3 common types of tutor insurance that are often request.

- general liability insurance
- professional liability insurance (often called E&O insurance)
- abuse or molestation insurance

A tutor can now purchase these tutor insurance coverages online easily at 

Click the link below to obtain a quote that can include general liability, professional liability, abuse coverage, as well as optional property, data breach coverage is also available in select locations.

Click here to quote and  buy online: https://tutorinsurance.com




Thursday, May 14, 2020

Motorcycle Insurance Quote

Understand your Motorcycle Insurance

Are you taking your motorcycle out on the open road? The weather is getting beautiful in a lot of places. It's important to get an insurance quote on a motorcycle that you can understand. This is why you want to speak with someone and not just get a motorcycle insurance quote online.

Why not spend a few moments reviewing your motorcycle insurance with a professional. Call 866-347-8683 to get a quote. Remember to ask about coverage for custom parts and equipment.


866-347-8683
(In All States but AK, HI, NJ, NY)

The Call Center is open: 
Monday – Friday 6:00 AM -7:00 PM Pacific Time
Saturday 6:00 AM – 5:00 PM Pacific Time
Sunday   8:00 AM – 5:00 PM Pacific Time

833-844-4357 (In AK, HI, NJ, or NY)


The Call Center is open: 
Monday – Friday 8:00 AM -5:00 PM Pacific Time