Pest Control, Iguana Control, Wildlife Control, Animal Control, Bird and Geese Control Insurance

Insurance for wild animal control, geese, and bird mitigation, iguana trapping, feral hog trapping, bee control, beaver trapping. 

General liability quotes are available with optional equipment coverage. 

Get started here: https://stratuminsurance.com/biz/industry/wildlife-control-insurance/

Insurance for Home Stagers

 Home Stager Business Insurance

Insurance for Home Stagers is provided by phone.  Home stagers should consider not only general liability insurance, but also property insurance to protect their furniture.  If you are starting out as a home stager, you may consider starting with only general liability, but then adding additional coverage at a later time.

Home Stagers have risk

Think of the potential claims and risks in home staging:

• a visitor to a home slips and falls on a rug that you place
• a visitor to a home sits in a chair and then gets injured with the chair breaks
• in the process of home staging, you cause damage the the expensive floors in a home

---

CALL FOR A QUOTE:

There are two numbers.  There is a separate number just for home stagers and interior designers located in New York.

Home Stagers in all other states

888-333-3781

 

New York Home Stager Insurance

877-620-3610

The Call Center is open: 

Monday – Friday 9:00AM – 5:00PM

Food Vendor Insurance - Food Cart Insurance

Buy Food Cart Insurance Online

You can purchase general liability insurance for a food cart or other mobile food vending business online at www.foodvendorinsurance.com.

What types of food vending businesses are eligible for a quote:

• Food Carts
• Food Trailers
• Pop-up tent food vendors
  
• Food Trucks
• Mobile Food vendors
• Mall Kiosks

You can also add your landlord as an additional insured when you obtain a quote.  Additional insureds and certificate of insurance providing that you have general liability insurance are available at the time of purchase.  You can add more additional insureds or insurance certificates after you purchase the policy through the link that you receive.

Click Here to start a Food Vendor Insurance Quote

Insurance for Property Preservationists

Do you have a vendor asking you for insurance as a property preservation professional?

You're likely finding that you are being asked to provide both general liability and professional liability on a Certificate of Insurance. You have choices for this type of insurance, especially when you contact Stratum Insurance Agency. We are one of the only agencies to offer the two-year property preservation professional liability insurance policy. With the two-year term, you can lock in your rate and shoes from any easier payment plan.

For general liability, we have a policy that can offer you additional coverage options as well, including lost key coverage, and a property damage extension. If you are not familiar with the property damage extension, ask a member of our team when contacting us for a quote.

We make the entire process of getting a quote for your property preservation or mortgage field inspecting business very easy to our modern online insurance application.

How do I get a quote for property preservation general and professional liability?

Click here to get a quote online for insurance as a property preservation in store mortgage field inspector: https://stratuminsurance.com/property-preservation-insurance/

Mary Kay and Avon Salesperson General Liability Insurance

Mary Kay and Avon Salesperson General Liability Insurance

Being your own boss is a dream for many people, but with this comes risk.  

Imagine these possible scenarios and potential claims:

• You have several people over to your house to purchase products that you sell.  You serve snacks and someone claims that they were sick as a result of food poisoning.  The person sues you for medical bills and lost wages.
• During one of your product demonstrations a child is present and accidentally swallows something.  The parents sue you for medical expenses, including emergency room visits and follows ups.
• One night you come home to find your house has had a fire and your inventory for your home-based business has burned too.  You try to file a claim on your homeowners insurance and it is denied because there is an exclusion on the policy for business personal property.

These are just a few of the reasons to consider a businessowners policy to protect you from both general liability and property claims.

Request a quote online for Mary Kay and Avon Salesperson general liability insurance.  

Are you a cosmetologist or make up professional that works from home and travels out for gigs?  Use the link below to request a quote as well.

Real time online quotes are available in most cases.

Other similar businesses (direct marketing businesses) are also invited to get a quote as well in any of 49 states **.



** Quotes are not available in MA.

Kickball Insurance

Kickball League Insurance

Did you know that we can help with kickball league and team insurance, as well as quotes for ?

While you may have considered purchasing general liability insurance, there are many coverages to consider.  Did you know that some policies exclude injuries to the league participants?

We can help you review some of the considerations below when we obtain a quote for you.

• liability to participants
• medical payments
• are there costs for additional insureds be added?
• are there exclusions for players not on the roster?
• are there exclusions for claims of sexual abuse?
• coverage for equipment

Let our small business team help you.  The team can help with these coverage questions and by comparing the rates and options from multiple carriers.

Other sports eligible for quotes ,  including both youth and adult leagues and team.

Request a quote:

• Online Sports League Insurance
• By Phone: 949-270-0609

Quotes are available in 49 states.

Foreclosure Clean Out Insurance for Professionals who Maintain and Clean Vacant Homes

Foreclosure Clean Out Insurance for Professionals who Maintain and Clean Vacant Homes
Contact: Stratum Insurance Agency, LLC - (949) 270-0609 (Quotes in over 45 States)

There are foreclosures and vacant homes around the country. The foreclosure clean up business, which often involves the cleaning of vacant homes, has become increasingly necessary to help maintain these properties.  Stratum Insurance Agency can help with quotes for general liability insurance as well as other coverages for this industry.  Same day quotes are usually available.

Stratum has different options for businesses that only clean out vacant homes as opposed to property preservationists that may both clean out homes and provide additional minor repairs, such as boarding up windows.

Commercial auto insurance is also available.

Do you need insurance for the residential or commercial janitorial business?

How to get a quote:

• Foreclosure Clean Up Business Insurance: www.trashoutinsurance.com
• Property Preservation Specialist Insurance - http://www.propertypreservationinsurance.com/
• BY PHONE: 949-270-0609 (all states) 352-404-4445 (East Coast)
• Paper Applications can be faxed to 949-270-0608 (but the online application is faster)
• Other Quotes: http://www.stratumins.com/

• Looking for insurance for a vacant building or home?

Stratum Insurance Agency, LLC and its team is quoting in more than 46 states, so we are able to help clients from just one location to many.

Illinois Tree Trimmer Insurance, Arborist Insurance, Tree Pruner Insurance, Tree Surgeon Insurance 


 Illinois Tree Trimmer insurance is easy to find when you go to an agency that sells insurance for your industry and has a focus on small businesses. Professional Liability Insurance and General liability insurance are both important to product you and your business. If you are a horticulturalist or arborist looking for insurance (for scientific work, lab work) , then contact Stratum Insurance Agency LLC as for your professional liability insurance needs. 


  Illinois Tree Trimmers may be eligible for payment plans, including the option to pay by credit card or electronic check.


  Stratum Insurance Agency LLC represents many insurance companies that has a passion for general liability, professional liability insurance, e&o insurance (errors and omissions), and other insurances for small businesses. If you have equipment to protect, ask about contractors equipment coverage options for your wood chipper, and other portable equipment. It is important to consider both professional liability insurance and general liability insurance due to the risks that exist in the arborist industry. Policies may be purchased separately or together. If you perform a professional service, particularly a specialized one, it important to work with an insurance agency like Stratum because they have direct access to insurance carriers that have policies for this profession. Some insurance options, stand-alone or in one policy, may include:

• General Liability
• Contractors Equipment
• Professional Liability (E & O)
• Workers Compensation
• Crime Insurance
• Employment Practice Liability Insurance
• and more...

Other benefits of choosing Stratum Insurance Agency LLC: 


 Our small business team understands that small business owners can use extra help from time to time, which is why we work with many carriers that offers small businesses valuable resource centers or hotlines to contact with questions.  Included with many policies is access to loss control services, information-filled websites, business tips, and more.


  Request a quote:

• Quotes by Phone: 949-270-0609
• General Liability for Tree Trimmers: http://www.stratumins.com/business/tree_trimmer_insurance.html
• Professional Liability for Arborists: http://www.stratumins.com/business/tree_trimmer_insurance.html
• Already completed an application? Fax it to 949-270-0608 (we can quote from other carriers applications)

  Stratum Insurance Agency LLC can help in over 40 states. Coverage options may vary by location. In CA, lic #0e52066.

Arizona Manicurist Insurance, Beautician Insurance, Barber Insurance, Salon Professional Insurance

Beauty Professional Insurance, Manicurist Insurance, Barber Insurance, & Hair Stylist Insurance

Stratum Insurance Agency LLC can help Arizona  beauty professionals, including barbers, hair stylists, manicurists, masseuses / masseurs, facialists, and more. Quotes are available by phone at 623-691-7900 (Arizona) or online at the Beauty Insurance Quote Link.

Beauty professionals often work at multiple locations, which is why the team at Stratum sells different policies, to help find coverages that match the unique needs of different individuals and businesses in over 40 states. 

Whether you work at home, work at various locations or "rent a chair or station" at a salon that is owned or leased by someone else in one of the, below, we can assist. For example, a hair stylist may rent a chair at a local beauty salon that he or she does not own or a masseuse may travel to different locations to see clients. Home-based businesses either that have customers to their homes or travelout are also invited to obtain a quote.

What Arizona professions are eligible (partial list):

• Hair Stylists
• Barbers
• Cosmetologist
• Manicurists / Nail Professionals / Pedicurists
• Masseuses / Masseurs
• Waxing Professional
• Facialist
• Esthetician
• Aesthetician 
• We also sell insurance for many other professions at: www.stratumins.com/business/

Two Types of Insurance are often included in the Quote (options may vary by policy and or location):

• General Liability Insurance - to protect against claims from bodily injury or property damage.
• Professional Liability Insurance (Errors and Omissions) - to protect you in the event of a claim that arises from a professional service that you perform.

Do I need both types of insurance - E&O and General Liability?

Yes, in most cases. In these professions, the lines of general liability and professional liability (E & O) may be blurred, so it is important to purchase both coverages to protect yourself adequately. As only you know your entire financial and business situation, you should consider the many types of insurance available.  Due to the nature of the professions, general liability coverage may not be enough to cover bodily injuries that may occur, thus professional liability (E&O Insurance) is also highly recommended and can be added to most quotes.

Other Types of Coverage that may be  Available (this is only a partial list, many other options are available):

• Business personal property and equipment coverage (for your beauty tools)
• Coverage for equipment and tools off the premises
• Data Breach Coverage
• Non-owned / Hired Autos
• Employee Dishonesty Coverage
• Money and Securities Coverage
• Building Coverage - if you own or are legally responsible for a building

Are quotes available in other states?

Yes! Quotes are available in over 44 states with many types of coverage.  Payment plans are available on most quotes, including bill by mail and automatic checking account deduction.

Request an Arizona Insurance Quote

• Online: https://www.stratumins.com/business/beauty_insurance.html
• 623-691-7900 (Arizona)
• 949-270-0609 (Any state),

If you own a salon, please use this page: https://www.stratumins.com/business/retail_store_insurance.html

What about my personal insurance?

Our team would love to be your personal insurance agency as well.  You can request quotes for many types of personal insurance at http://www.stratumins.com.  Quotes are available for homeowners and renters insurance, as well as auto, cycle, and watercraft insurance,

Same Day Quotes are Available in Most States

* Not all products marketed in all states. Coverage options may vary by
location. Stratum Insurance Agency, LLC is an independent insurance agency
and/or broker (varies by location). No insurance is offered or afforded through
this posting.

Wisconsin Tree Trimmer Insurance, Tree Pruning Insurance, Arborist Insurance

Wisconsin Tree Trimmer Insurance, Arborist Insurance, Tree Pruner Insurance, Tree Surgeon Insurance

Wisconsin Arborist insurance is easy to find when you go to an agency that sells insurance for your industry. Professional Liability Insurance and General liability insurance are both important to product you and your business. If you are a horticulturalist or arborist looking for insurance, then contact Stratum Insurance Agency LLC as well for commercial auto insurance.

The agency represents several insurance companies that has a passion for general liability, professional liability insurance, e&o insurance (errors and omissions), and other insurances for specialized professions.

If you have equipment to protect, ask about contractors equipment coverage options.

It is important purchase both professional liability insurance and general liability insurance due to the risks that exist in the arborist industry. Policies may be purchased separately or together. If you perform a professional service, particularly a specialized one, it important to work with an insurance agency like Stratum because they have direct access to insurance carriers that have policies intended for this profession.

Some insurance options, stand-alone or in one policy, may include:

• General Liability
• Contractors Equipment
• Professional Liability (E & O)
• Workers Compensation
• Crime Insurance
• Employment Practice Liability Insurance
• and more...

Other benefits of choosing Stratum Insurance Agency LLC:

Our small business team understands that small business owners can use extra help from time to time, which is why we work with many carriers that offers small businesses valuable resource centers or hotlines.  Included with many policies is access to loss control services, information-filled website, business tips, and more.

Request a quote:

• Quotes by Phone: 949-270-0609
• Online Quotes: http://www.stratumins.com/business/arborist_insurance.html
• Already completed an application? Fax it to 949-270-0608 (we can quote from other carriers applications)

Stratum Insurance Agency LLC can quote this insurance in over 35 states. Coverage options may vary by location. In CA, lic #0e52066.

Small Business Insurance – a new level of service–Part 1

Small Business Insurance and Stratum Insurance Agency go hand in hand.  If you are a small business owner you may find yourself short on time, in particular because you wear many hats.  At Stratum, this is something that we can understand, which is why we work hard to make it easy for small business owners to location the insurance for which they are shopping. 

If you are new to buying commercial insurance, you may not be familiar with the many options that are available and the types of business insurance that are right for your industry.  Let our small business team help you by providing you with coverage options and sample claims (available for many industries) to review.

How do I get a quote?

• Start by going to our business insurance site: http://www.stratumins.com/business/
• Next, either choose your industry from the list or the type of insurance that you are seeking.
  • If you don’t know what type you need, start with the General Liability Insurance quote link and we will contact you.
• Most quotes can be sent in the same day, if they are requested during business hours.  Some quotes require additional underwriting (meaning reviewing and asking follow up questions).
• If you prefer to speak with someone on the phone, simply give us a call at 949-270-0609.

Remember, we can help in over 40 states.

When you obtain quote, you may also receive:

• Sample Claims
• Information on Additional Services that may be included such as loss control services, educational resources, hotlines that you can call with questions, and more.

Learn more in Part 2 of our article later this week when we discuss several of the types of insurance with which we can assist.  Bookmark http://blog.stratumins.com/

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Dance School Insurance and Dance Studio Insurance quotes

Dance School Insurance and Dance Studio Insurance quotes with Stratum Insurance Agency LLC are as easy as the 2-step in 2012! The easy to use site: http://www.danceschoolinsurance.com/ helps clients in over 40 states obtain quotes.

In 2011, Stratum Insurance Agency announced electronic signatures and applications for dance school and dance studios insurance, including yoga studios, pilates studios, pole dancing studios, pole fitness studios, and more. Faster turn around time from quoting to purchasing helps business owners with limited time who want to receive the same service as some of their larger competitors.

Too often, small business owners find themselves with only general liability policies, when there are many options for dance studios and dance schools.

While many insurance options are available, several to consider with your quote for dance studio insurance are:

• General Liability Insurance
• Business Personal Property Insurance - to cover your equipment and more*
• Business Income and Extra Expense Coverage
• Abuse and Molestation Coverage
• Tenant Improvements and Betterments
• Glass Coverage (for linear glass/windows)
• Awning Coverage
• Property Coverage - coverage for buildings that you own*

Same day quotes are available in over 40 states.  We work with many if it insurance carriers to help you find the type of policy that you are seeking.   Applications can be signed electronically offering the ability to quote and purchase in the same day.
A variety of dance school can be quotes:

• Youth Dance Groups
• Classical Dance Schools
• Hip Hop Dance Studios
• Ballet and Fine Arts
• Belly Dancing
• Traditional Dance, Waltz, and Modern Dance
• Pole Dance
• And More...  Specialty Dance School are Welcome

How to Request a Quote:

• http://www.danceschoolinsurance.com/
• By Phone: 949-270-0609  (Our Main Phone Number) or   352-404-4445 (East Coast)

Coverage options and availability vary by location and policy.

Request a quote today from Stratum Insurance Agency LLC and see what it is like to have our team work with you. Great service, modern technology, and a friendly team make us different.  We can help small businesses from one owner to thousands of employees .  As you grow, we will build our relationship.

No coverage is issued, implied, or afforded through this posting.  All quotes subject to underwriting.  CA Lic 0e52066


*These are generic minimal definitions, please consult your insurance agent and policy documents for more information. Coverages, options, and policy forms may vary by location and carrier.

Photographer Insurance and Photography Studio Insurance

Photographer Insurance and Photography Studio Insurance
Coverage Options May Include:

• General Liability Insurance
• Professional Liability Insurance
• Business Personal Property (for on-site equipment)
• Camera Equipment and Inland Marine Coverage
• Options and availability vary by policy.

Quotes requests for homebased photographers, mobile photographers, and photography studios online at: http://www.stratumins.com/business/photographer_insurance.html

By Phone: 949-270-0609

Availability: Over 40 States

Other Quotes: http://www.stratumins.com/

No coverage is issued, implied, or afforded through this posting. All quotes subject to underwriting. CA Lic 0e52066

Entertainer Insurance, Clown Insurance, Musician Insurance

Holiday entertainers often have a need for insurance just like many other businesses. Entertainers find themselves in a unique situation because they are mobile.  It is important to purchase a policy that does not have a premises limitation.

Some entertainers which we can assist include:

• Santas and Elves
• Disc Jockeys
• Holiday Bands and Musicians

General liability insurance for this industry is unique because the face painter travels to various locations to perform the act, such as parties, carnivals, and festivals. Stratum Insurance Agency LLC can help with insurance quotes for balloon artists, travelling dance groups, disc jockeys, photographers, and a variety of other mobiles businesses and entertainers.

Coverage Options under an entertainer insurance policy may include:

• General Liability Insurance
• Errors and Omissions Insurance (Professional Liability Insurance)
• Inland
• And more...

Other Seasonal and Holiday Insurance:

• Christmas Light Hanger's Insurance
• Holiday Event Planner Insurance
• Play and Musical Insurance
• Parade Insurance
• Personal Shopper Insurance

Quotes are available online, generally in the same day for most entertainer insurance.

Request a quote for insurance:

• Entertainer Insurance - https://www.stratumins.com/business/entertainer_insurance.html
• Disc Jockey Insurance: http://www.discjockeyinsurance.com/ 
• Christmas Tree Light Hanger Insurance: https://www.stratumins.com/business/light_installer_insurance.html
• By Phone: 949-270-0609
• Availability: Over 40 States

Stratum Insurance Agency LLC can help with insurance quotes for entertainers, musicians, clowns, balloon artists, travelling dance groups, disc jockeys, photographers, and a variety of other mobile businesses and entertainers.

No coverage is issued, implied, or afforded through this posting.  All quotes subject to underwriting.  CA Lic 0e52066

California Concessionaire Insurance, Kiosk Insurance, Cart Insurance

California Concessionaire Insurance, Kiosk Insurance, Cart Insurance

Concessionaire Insurance, Kiosk Insurance, Cart Insurance - Stratum Insurance Agency LLC

(Available in Over 35 States) 949-270-0609 (Any State) 352-404-4445 (East Coast)

California Concessionaire Insurance is a type of insurance for which the team at Stratum Insurance Agency LLC truly has a passion. Concessionaire and kiosk insurance can include coverage for general liability, products, and the cart itself. Specialty businesses such as food carts, kiosks, and even mall concessionaires have become increasingly popular in the last few years, even though the business model has been around for some time.

Why do I need insurance as a concessionaire or California kiosk owner?

There are many risks in the concessionaire insurance. For example, if you sell food, there is the risk of a food poisoning claim. If you have a booth where you set up a computer or light that you plug in and someone trips over your power cable, you could be sued for medical bills or bodily injury. More sample claims are available on the concessionaire insurance website.

Important Coverages Available under a Concessionaire Insurance Policy

• General Liability Insurance
• Products Coverage
• Coverage for the Cart - Theft, Physical Damage
• Coverage for your inventory

A word about "Theft Coverage".

Not all concessionaire insurance policies are the same. Stratum Insurance Agency sells policies that offer theft coverage. When you get a quote from another agency, it is important that you confirm that theft coverage is not excluded.

What if I need an additional insured added with a certificate?

Most of the concessionaire insurance quotes that we provide include blanket additional insureds. This means that you can add an additional insured for no extra charge when it is required by a written contract. For example, if you work at a swap meet, you may need to add the swap meet owner as an additional insured. In this case, you would just email the team at Stratum Insurance Agency, and they can make you a certificate. If your additional insured requires special wording, there may be a charge from the carrier, but this is not often required.

It is important to work with an insurance agency that understands the needs of your industry. Many insurance agents sell insurance for more traditional restaurants and food services. Insurance policies can be tailored to your needs, so make sure to present all of the aspects of your business to your agent so that he or she can find you the proper policy for your needs.Stratum Insurance Agency LLC is licensed to sell insurance in over 35 states and has a passion for unique industries, such as mobile businesses. The agency has a focus on small businesses and start ups.

By working with multiple insurance carriers around the country, the agency is able to help businesses grow as they take on new risks. Loss control services and publications are also available to help business owners reduce risk. From general liability to crime insurance and cyber liability, they will work to help you find the balance of price and coverage that you need.


Request a Quote from Stratum Insurance Agency LLC

• California Food Cart Insurance: www.foodcartinsurance.com
• California Concessionaire Insurance (not food): https://www.stratumins.com/business/concessionaire_insurance.html
• California Vending Machine Insurance: https://www.stratumins.com/business/vending_machine_insurance.html
• California Quotes By Phone: 949-270-0609 or 352-404-4445

Disclaimer: Coverages and options vary by policy and location. The information provided here is very general and this article is in no way meant to serve as a recommendation, reference material, or offer of coverage. The reader of this article agrees to hold the author harmless and release him, his agency and/or brokerage from any liability arising from insurance coverage decisions chosen by the reader.

It is important to work with an insurance agency that understands the needs of your industry. Many insurance agents sell insurance for more traditional restaurants and food services. Insurance policies can be tailored to your needs, so make sure to present all of the aspects of your business to your agent so that he or she can find you the proper policy for your needs.Stratum Insurance Agency LLC is licensed to sell insurance in over 35 states and has a passion for unique industries, such as mobile businesses. The agency has a focus on small businesses and start ups.


By working with multiple insurance carriers around the country, the agency is able to help businesses grow as they take on new risks. Loss control services and publications are also available to help business owners reduce risk. From general liability to crime insurance and cyber liability, they will work to help you find the balance of price and coverage that you need.


Request a Quote from Stratum Insurance Agency LLC

• Food Truck Insurance: www.foodtruckinsurance.com
• Concessionaire Insurance / Food Cart Insurance: www.foodcartinsurance.com
• Quotes By Phone: 949-270-0609 or 352-404-4445

Disclaimer: Coverages and options vary by policy and location. The information provided here is very general and this article is in no way meant to serve as a recommendation, reference material, or offer of coverage. The reader of this article agrees to hold the author harmless and release him, his agency and/or brokerage from any liability arising from insurance coverage decisions chosen by the reader.

Concessionaire Insurance, Kiosk Insurance, Cart Insurance

Concessionaire Insurance, Kiosk Insurance, Cart Insurance - Stratum Insurance Agency LLC

(Available in Over 35 States)     949-270-0609 (Any State)        352-404-4445 (East Coast)

Concessionaire Insurance is a type of insurance for which the team at Stratum Insurance Agency LLC truly has a passion.  Concessionaire and kiosk insurance can include coverage for general liability, products, and the cart itself.  Specialty businesses such as food carts, kiosks, and even mall concessionaires have become increasingly popular in the last few years, even though the business model has been around for some time.

Why do I need insurance as a concessionaire or kiosk owner?

There are many risks in the concessionaire insurance.  For example, if you sell food, there is the risk of a food poisoning claim.  If you have a booth where you set up a computer or light that you plug in and someone trips over your power cable, you could be sued for medical bills or bodily injury.  More sample claims are available on the concessionaire insurance website.

Important Coverages Available under a Concessionaire Insurance Policy

• General Liability Insurance
• Products Coverage
• Coverage for the Cart - Theft, Physical Damage
• Coverage for your inventory

A word about "Theft Coverage".

Not all concessionaire insurance policies are the same.  Stratum Insurance Agency sells policies that offer theft coverage.  When you get a quote from another agency, it is important that you confirm that theft coverage is not excluded.

What if I need an additional insured added with a certificate?

Most of the concessionaire insurance quotes that we provide include blanket additional insureds.  This means that you can add an additional insured for no extra charge when it is required by a written contract.  For example, if you work at a swap meet, you may need to add the swap meet owner as an additional insured.  In this case, you would just email the team at Stratum Insurance Agency, and they can make you a certificate.  If your additional insured requires special wording, there may be a charge from the carrier, but this is not often required.

It is important to work with an insurance agency that understands the needs of your industry.  Many insurance agents sell insurance for more traditional restaurants and food services. Insurance policies can be tailored to your needs, so make sure to present all of the aspects of your business to your agent so that he or she can find you the proper policy for your needs.Stratum Insurance Agency LLC is licensed to sell insurance in over 35 states and has a passion for unique industries, such as mobile businesses.  The agency has a focus on small businesses and start ups.


By working with multiple insurance carriers around the country, the agency is able to help businesses grow as they take on new risks.  Loss control services and publications are also available to help business owners reduce risk.  From general liability to crime insurance and cyber liability, they will work to help you find the balance of price and coverage that you need.


Request a Quote from Stratum Insurance Agency LLC

• Food Cart Insurance: www.foodcartinsurance.com
• Concessionaire Insurance (not food): https://www.stratumins.com/business/concessionaire_insurance.html
• Vending Machine Insurance: https://www.stratumins.com/business/vending_machine_insurance.html
• Quotes By Phone:  949-270-0609   or   352-404-4445

Disclaimer: Coverages and options vary by policy and location.  The information provided here is very general and this article is in no way meant to serve as a recommendation, reference material, or offer of coverage. The reader of this article agrees to hold the author harmless and release him, his agency and/or brokerage from any liability arising from insurance coverage decisions chosen by the reader.

It is important to work with an insurance agency that understands the needs of your industry.  Many insurance agents sell insurance for more traditional restaurants and food services. Insurance policies can be tailored to your needs, so make sure to present all of the aspects of your business to your agent so that he or she can find you the proper policy for your needs.Stratum Insurance Agency LLC is licensed to sell insurance in over 35 states and has a passion for unique industries, such as mobile businesses.  The agency has a focus on small businesses and start ups.


By working with multiple insurance carriers around the country, the agency is able to help businesses grow as they take on new risks.  Loss control services and publications are also available to help business owners reduce risk.  From general liability to crime insurance and cyber liability, they will work to help you find the balance of price and coverage that you need.


Request a Quote from Stratum Insurance Agency LLC

• Food Truck Insurance: www.foodtruckinsurance.com
• Concessionaire Insurance / Food Cart Insurance:  www.foodcartinsurance.com
• Quotes By Phone:  949-270-0609   or   352-404-4445

Disclaimer: Coverages and options vary by policy and location.  The information provided here is very general and this article is in no way meant to serve as a recommendation, reference material, or offer of coverage. The reader of this article agrees to hold the author harmless and release him, his agency and/or brokerage from any liability arising from insurance coverage decisions chosen by the reader.

Product Demonstrator Insurance - General Liability Insurance

Product Demonstrator Insurance - General Liability Insurance

Stratum Insurance Agency LLC sells product demonstrator insurance in over 30 states.

Individuals or business that demonstrate products, such as offering food samples at a market need to protect themselves.  There are many potential claims that may arise, such as slip and fall or food poisoning claims.

Several types of insurance options are available:

• General Liability Insurance / Business Owners Policy
• Coverage for a cart or equipment that you use for business
• Commercial auto insurance for your business vehicle'

Coverage is available for businesses that have an office or that have a home-based location but work off site.

Request a quote:

• Online: https://www.stratumins.com/business/product_demonstrator_insurance.html
• Other Quotes: http://www.runquotes.com/
• By Phone: 949-270-0609
• Fax a Paper Application to 949-270-0608   (download the application here)

Coverages, availability, and options vary by location.

Real Estate Agents Business Owners Policies / General Liability Policies

Real Estate Agents Business Owners Policies / General Liability Policies
(available in over 30 states)    949-270-0609 (Main Number)

Business owners policies (commonly referred to as BOPs) often contain a package of coverages that include general liability, business personal property coverage, loss of business income coverage or more.  Stratum Insurance Agency LLC sells these policies with premiums starting at $370 in many states from top-rated insurance carriers.   Home-based businesses are often eligible for an even lower starting premium. Use one of the links below for a quote.

While many real estate agencies and brokerages already have E&O (errors and omissions insurance), many lack a business owners policy to help protect them from claims for bodily injury and property damage, as well as office liability exposures.  Some people refer to this as "slip and fall coverage" or "that insurance that your landlord requires you to buy".

There are many valuable insurance coverages provided by a business owners policy, such as:

• General Liability Insurance
• Loss of Business Income
• Personal & Advertising Injury
• Equipment and Property Coverage
• Valuable Papers Coverage
• Accounts Receivable Coverage
• And So Much More!

Stratum Insurance Agency LLC represents multiple carriers in many states across the US to help real estate professionals find the right policy for their needs.  If you need to add your landlord or a furniture leasing company to the policy, just let us know.  Home-based businesses can use the links below for quotes as well.


Request and Insurance Quote

• Real Estate Agents and Brokers Insurance (E&O + General Liability)
• Real Estate Agents and Brokers Insurance (General Liability Only)
• Business Insurance Quotes
• By Phone: 949-270-0609 (for quotes in over 30 states)
• By Fax: 949-270-0608

Interior Designer E and O Insurance, Interior Decorator Insurance, Home Staging Insurance

Interior Designer Insurance - Professional Liability (E&O), General Liability, EPLI, Workers Comp

Contact: Stratum Insurance Agency, LLC - (949) 270-0609

Interior Designers need a variety of insurance policies to protect the businesses that they have worked so hard to build. Interior Designers looking for insurance can now easily request a quote online at the http://www.interiordesignerinsurance.com/. Like other businesses that provide a professional service, it is crucial to purchase professional liability insurance as well as commercial general liability insurance. Too often professionals lack the coverage needed to protect them in the event of a claim that arises from a service, financial loss by a third party, or error or omission.

What if I have employees?

Businesses that have employees are generally required to purchase workers compensation insurance as well (rules vary by location). Employment Practice Liability Insurance (EPLI) is recommended to protect against claims from employees, volunteers, or even those who are merely interviewed by you (amongst others). EPLI policies provide a missing piece of the insurance puzzle that is often overlooked. At Stratum Insurance Agency LLC, the team can quote this insurance quickly over the phone or through an online interior designer insurance quote request.

Designers that own property, such as office buildings, may be able to purchase a package to protect the building as well. Whether you rent a space or own a building, you need general liability coverage, in the event of a claim on or off the main premises.

Potential Interior Designer Claims

• Failure to complete a project on time
• A client not liking the end result
• Placing an item in a location that results in bodily injury
• Recommending a supplier that fails to deliver
• Many other possibilities

Sample claims information is available on the quoting site.  Home staging professionals requesting insurance can also do so with the same link for quotes.

Several coverage options for interior designers may include:

• General Liability Insurance
• Professional Liability Insurance
• Commercial Auto Insurance
• Property Insurance
• Non-Owner/Hired Autos Coverage
• Workers Compensation Insurance
• EPLI
• Directors and Officers Insurance
• And more...

  

Request a quote for Interior Designer Insurance:

• ONLINE: http://www.interiordesignerinsurance.com/
• BY PHONE: 949-270-0609 (all states)        352-404-4445 (East Coast)

Stratum Insurance Agency, LLC is licensed in more than 29 states, so it is able to help clients from just one location to many.

  

* Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by state). No insurance is offered or afforded through this posting. In CA Lic #0e52066.

Holiday Light Installer Insurance, Christmas Light Hanger Insurance

Holiday Light Installer Insurance, Christmas Light Hanger Insurance

Insurance for holiday light installers is something that comes about seasonally and it is of the many specialty insurances that Stratum Insurance Agency LLC sells.  There many risks involved when hanging lights, especially when the installer is working at someone else's home or business. Same day binders are available in many locations for general liability insurance and workers compensation insurance.


Several Types of Insurance Policies for Holiday Light Installers are available:

• General Liability Insurance
• Workers Compensation Insurance - required in many states if you have any employees
• Contractors Equipment and Inland Marine Policies
• Commercial Auto Insurance
• Short-term Policies (1 to 3 months)
• Semi-annual policies (6 months)
• Annual Policies (12 months)

Once again, Stratum Insurance Agency LLC is able to help customers in over 29 states by working with many insurance carriers to find the policy that's right for your needs.  Insurance is important not only to comply with rules, laws, and regulations, but also to protect the business owner.

Quotes can be obtained quickly and easily with a request:

• By Phone: 949-270-0609 (for quotes around the country)
• Online:  https://www.stratumins.com/business/light_installer_insurance.html 
• Other Insurance quotes at www.runquotes.com

Coverage availability, laws, rules, and regulations variy by location. In CA, Lic #0e52066