Why do food carts need certificates of insurance? This is a common question.
Food carts are often required to obtain certificates of insurance to give either the landlords of the location at which they are working or the venues where they will be serving their food. Not only do the landlords request a certificate of insurance, but they usually ask to be added as an additional insured on the policy. This is very common, so make sure that you see a copy of the contract and the requirements of the venue or event where you will be operating your business so that you know if your insurance will meet the requirements.
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