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Sunday, December 30, 2018

DJ Insurance - General Liability

Disc Jockey Insurance is available for single events or on an annual basis. There's a new online option to buy disc jockey general liability insurance at a very competitive price for an annual policy.

 Before deciding whether to buy a single event policy or an annual policy, you may want to consider that the cost of just three single-event policies is about the same as purchasing the annual policy. It's also important to remember that you want to have insurance for your business all year round and not just when a venue requires you to purchase it. While many disc jockeys may only insurance when it's required of them, would it not be wise toprotect yourself and your business anytime of the year that you may be working? That's why you may want to consider the annual policy.

Choose from an option below:

Tuesday, October 23, 2018

Hood and Duct Cleaner Insurance

General Liability Insurance for Hood and Duct Cleaning Businesses


Restaurant and kitchen hood cleaning
Commercial duct cleaning
Other types of HVAC and Duct repair eligible
Fire extinguisher servicing

Same day quotes available in most states.

This is often considered a specialty business, which is why many insurance companies will not provide a quote. Stratum Insurance Agency can help you with a quote for General Liability for this business. A common amount of general liability insurance, which is referred to as the limit of liability, is $1,000,000 per occurrence with a $2,000,000 aggregate, but higher limits are available. You may have a contract that requires you to purchase a specific amount of insurance. Keep the contract handy when you make a request for a quote, so that you can send it to us by email or text message.

With many quotes you also have the option to add miscellaneous tools and equipment coverage an and increment of $5,000 or $10,000. If you have more equipment, that can be added separately and a quote can be obtained based on the amount of equipment that you would like to insure.

How to get a quote for a hood and duct cleaning business:

Online at:

Send a text message: 949-270-0609

Tuesday, August 1, 2017

Boat Insurance Quote Hotline



Get instant quotes for your boat or personal watercraft.

The boat insurance hotline is now available. 

Whether you have a sail boat, pontoon boot, bass boat or other seaworthy ship, you can now call to learn about coverage and buy boat insurance.

When thinking about coverage, remember to ask about:

  • liability insurance
  • medical payments
  • coverage for your accessories
  • uninsured boat
  • towing coverage for boats
  • Loss Settlement - ask how your boat is valued in the event of a covered claim

Call for a Quote: 833-844-4357

Learn more at:

Thursday, July 13, 2017

Insurance for a Polaris Slingshot

Protect your Polaris Slingshot
You can now purchase insurance for the Polaris Slingshot from our friendly team at the insurance quoting hotline. Speak with a representative to review your coverage options for both liability and comprehensive and collision coverage.
Other coverages to consider include:
  • roadside assistance,
  • medical payments,
  • and coverage for your accessories.
If you've added custom saddlebags, a special seat, an extended windshield, or other parts to make your ride better, just let the insurance representative know. The hotline is open Monday through Friday from 8:30 a.m. to 5 p.m.

Wednesday, July 12, 2017

Motor home and RV insurance

Motorhome owners and RV need insurance that offers coverage designed specifically for motorhomes. There is more to this type of insurance then you would find on a traditional auto policy. Sometimes we see motorhomes that are insured on an auto policy that are lacking some of the custom coverages that were intended for motorhome owners. Whether you're a part-timer or a full-timer, whether you have a class A or Class C motorhome, the team is standing by to help with your quote.
If you drive a recreational vehicle, you want to make sure that you have protection not only for the RV itself, but also 4 things that says your personal property, liability, and other potential hazards.
Call 844-424-7722 Monday to Friday to get a quote for motorhome insurance.

Thursday, April 27, 2017

Buy Photographer and Videographer Insurance Online

Photographers  and videographers need general liability insurance and often equipment insurance.  Photographers can now buy insurance online at

Options are available for:
  • general liability insurance
  • equipment coverage
  • data breach


  • Negligent acts or alleged mistakes providing professional services
  • Bodily Injury to someone else while under your supervision
  • Damage to someone else's property
  • Defense costs if you're sued, even if you haven't made a mistake or the lawsuit is groundless
  • Worldwide coverage for claims arising from work done anywhere in the world as long as the claim is filed in the United States, its territories or Canada

The online system is designed for single photographers to buy general liability and property insurance (coverage for equipment), but photography companies and studios can also apply.

Where do photographers buy insurance online?

Where do videographers buy insurance online?

Why buy employment practices liability insurance (EPLI) even without employees?

Can an employee or volunteer sue me?

Have you ever worried that you could be sued by an employee or volunteer?  Whether you are a non profit or a private company, you could be sued for:

  • discrimination
  • harassment
  • and more...

Wednesday, April 26, 2017

Buy Liability Insurance Online

New Types of Business Can Now Buy Insurance Online

Small business owners and solopreneurs can now buy insurance online at  
You can now purchase liability insurance for many types of business and obtain instant proof of insurance.  This site is intended for the small business seeking general liability insurance (and in some cases professional liability insurance).  Even the smallest business still needs insurance to protect itself.  With a very competitive price and different coverage options, you should not let yourself go unprotected.
What types of general liability insurance can be purchased online?
  • Barber Insurance
  • Court Reporter Insurance
  • Fitness Instructor Insurance
  • Hair Stylist Insurance and Makeup Artist Insurance
  • interpreter and Translator Insurance
  • Life Coach Insurance
  • Photographer Insurance
  • Travel Agent Insurance
  • Notary Insurance
  • Videographer Insurance
  • Wedding Planner Insurance and Party Planner Insurance
  • Tutor Insurance
You can quote and buy general liability insurance and business personal property insurance online. Some businesses may also be eligible for professional liability insurance and/or data breach coverage as well.
How do I get a quote for insurance online?  

Tuesday, April 11, 2017

Notary Insurance

Buy Notary E and O and General Liability Insurance Online

Individual notaries can easily now purchase General and professional liability insurance on a single policy. This new site is available for individual notaries, not signing services at send out other notaries, and the policy is backed by a top rated insurance carrier. 

This quote is intended for individual notaries with no employees or independent contractors.  With the online purchase option, you will receive instant proof of insurance.

Buy online feature is available in most states, and if it is not available in your state, we can quickly help you by email / phone.  

Quotes are available for general liability and professional liability (also called Errors and omissions insurance) - both can be purchased on one policy.

Getting Notary Signing Service Insurance or insurance for multiple:

In which states can we get you a quote?

  • We can help  in all 50 states and Washington, D.C.
  • The online purchase feature is available in 36 States, including D.C.
  • You can still request a quote in these states, but you cannot buy online: Alaska, Hawaii, Louisiana, West Virginia, Vermont, Montana, California, Florida, Illinois, Maryland, Massachusetts, New York, Ohio, Washington and Wyoming.  

Monday, March 27, 2017

Your first DUI and an SR22

When you are charged with a DUI or DWI, you are often told that you need an SR-22 filing. This is a document that is filed with the DMV, or similar organization in your state, to confirm that you have purchased the minimum amount of coverage required by the state. You may find that many of the companies with which you are familiar do not provide these filings with your auto insurance, but fortunately we can help. Call our new hotline to be connected with a local agent who can help you
with this type of situation.  Even if you don't own a car, you are still eligible for a quote.
How to get a quote for an SR22:
- Call 844-424-7722 (844-424-SR22)
- Go to the online link for a quote:

Monday, March 6, 2017

Somatic Sex Therapist and Intimacy Counselor Insurance

General and Professional Liability Insurance

Like other counseling businesses, somatic sex therapists and intimacy counselors need insurance.  While it is most common to see a counselor or therapist purchase general and
professional liability insurance, other coverage lines are available.  Consider just a few options shown below:

  • data breach and privacy liability
  • workers compensation insurance
  • property or equipment coverage

We invite any type of counselor or therapist to get a quote today at the link below.

How to get a quote online:

Tuesday, February 28, 2017

Renters Insurance - Plan before you move.

Renters Need Insurance

Renter's insurance is one of the more overlooked insurance. Some people feel that because they do not own a house or a condo that they do not need renters insurance because they do not need to cover the structure where they live. Renter's insurance provides coverage for your contents and personal belongings. It also provides liability coverage in the event that someone comes to your place and sustains an accidental injury.
You might think that it will never happen to you, but it only takes one bad situation to
ruin your life. Much like people think that they will never have a fire at their apartment or that they will never get robbed because they live in a safe neighborhood, there are so many unexpected things that could go wrong.
Do you have a dog? You need personal liability insurance to protect you in case you are sued for an animal bite. Remember, even chihuahuas can bite somebody.
We make it easy to purchase renter's insurance through our quoting hotline, you can call seven days a week to get a quote and buy renters insurance.
How to get a quote for renters insurance:
Plan ahead of time and call before you move into your new apartment or home, don't wait until after you've moved in. Schedule at your renter's insurance to start on the date of your move in which also give you time to provide proof of coverage to your new landlord.
Proof of insurance can easily by faxed to your landlord.
Whether you rent a home, condo, or apartment, we can help.
Note: Quotes are not available in Florida, New Jersey, or New York for renters insurance.

Wednesday, January 11, 2017

Insurance for Property Preservationists

Do you have a vendor asking you for insurance as a property preservation professional?

You're likely finding that you are being asked to provide both general liability and professional liability on a Certificate of Insurance. You have choices for this type of insurance, especially when you contact Stratum Insurance Agency. We are one of the only agencies to offer the two-year property preservation professional liability insurance policy. With the two-year term, you can lock in your rate and shoes from any easier payment plan.

For general liability, we have a policy that can offer you additional coverage options as well, including lost key coverage, and a property damage extension. If you are not familiar with the property damage extension, ask a member of our team when contacting us for a quote.

We make the entire process of getting a quote for your property preservation or mortgage field inspecting business very easy to our modern online insurance application.

How do I get a quote for property preservation general and professional liability?

Click here to get a quote online for insurance as a property preservation in store mortgage field inspector:

Tuesday, January 3, 2017

Snow Mobile Insurance and Snow Machine Insurance Coverage

Snowmobile Insurance and Snow Machine Insurance

Snowmobile insurance,  which is sometimes referred to as snow machine insurance, is similar to motorcycle insurance in certain respects. Naturally, since a snowmobile is primarily used off road, there will be different coverage rules that may apply. There are several basic coverages that you should consider for your snowmobile, whether they are required by law in your state or not. 
Monica motorcycle, liability insurance if the first coverage that you should consider, in the event that you cause bodily injury or property damage to a third party. Medical payments coverage is also available,  as well as uninsured motorist coverage. If you ever take a passenger with you, it may give you additional encouragement to purchase high limits of liability.
How to get a quote for Snowmobile Insurance:

Sunday, December 25, 2016

Happy Holidays

We wish you and your family a wonderful holiday season.

Disc Jockey Insurance for New Years

Do you need insurance for your destruction business for a New Year's party? It's not too late to purchase liability insurance and get proof in the form of a certificate of Insurance to give to the landlord or the organizer of the event.
You can buy insurance online at

Tuesday, December 20, 2016

Holiday DUI or DWI

Insurance with a DUI or DWI

Did you receive a ticket for driving under the influence or driving while intoxicated over the holiday weekend? Along with contacting an attorney, you want to contact Stratum Insurance Agency immediately to discuss your insurance needs. It is important to address the potential implications of this type of ticket or violation on your insurance. Our team can work quickly to help you obtain the SR 22 filing but is required for people with DUI's in almost every state than the country. Even if you live in a state that does not require and SR 22 or FR 44 filing, you want to act quickly to make sure that your insurance is in order and that you have insurance that allows for you to have one of these violations on your driving record.

Contact us today at

Sunday, December 18, 2016

Thrift Store Insurance with Products Liability

Not all thrift shop insurance is created equal
How well do you know your thrift store insurance? Do you know what products are excluded from coverage? Do you have any products liability coverage at all?
Let us help you with your thrift store insurance quote. 
We have options with products liability at

Wednesday, November 16, 2016

Walls In Insurance - Call for a Quote

Walls In Insurance is a name commonly used for condo unit owners insurance.  Other names include walls in coverage and h06 insurance.
 As the popularity of condominiums grows, Stratum Insurance Agency is working to make it easier to get quotes for this type of insurance.  Many condo owners find that insurance for their condos, townhouses, and row houses is difficult to find.
We have introduced a new website and hotline to obtain quotes for condo unit owners insurance.
The new Condo Insurance Website is:
To request a real time quote by phone, please call:  


  • Real time quotes are available in all states except Florida and New York.  
  • Condo landlords can obtain quotes in all states except California on the hotline.  For California condo insurance for rental units, please use

Monday, October 17, 2016

Certificate of Insurance for Food Carts and Vendors

Why do food carts need certificates of insurance?  This is a common question.

Food carts are often required to obtain certificates of insurance to give either the landlords of the location at which they are working or the venues where they will be serving their food. Not only do the landlords request a certificate of insurance, but they usually ask to be added as an additional insured on the policy. This is very common, so make sure that you see a copy of the contract and the certsrequirements of the venue or event where you will be operating your business so that you know if your insurance will meet the requirements. 

Monday, October 10, 2016

Escape Room Insurance

Have you been trapped trying to find insurance for your escape room business? Escape rooms are quite popular now, which new locations appearing around the country.

We have help with general liability for escape rooms.  You can request a quote for several lines of coverage:

  • general liability for escape rooms
  • accident medical for participants
  • property insurance

Monday, October 3, 2016

Buy Food Vendor Insurance Online

Buy Food Cart and Food Vendor Insurance Online

The new site makes iteasy to buy liability insurance online as a mobile food cart, food vendor, or kiosk.  Pop Up Stand vendors that work at
swap meets and fairs are also invited to obtain a quote.

How long does it take to get proof of insurance or a certificate of insurance?

When you use the online purchase option, you can instantly obtain a certificate of insurance after your payment.  You can add a landlord or venue as an additional insured online at the time of purchase AND in the future, as long as your policy is active.

Can other types of vendors buy insurance online?  YES!

  • Food Carts
  • Mall Kiosks
  • Hot dog Cards

Tuesday, July 12, 2016

Insurance for Your First Home or Condo

First Time Home Buyer Insurance

If you're purchasing your first home you probably have a long checklist of things that you need to do. Insurance is one of those important things that many people do not look into until the last minute. 

The team at Stratum Insurance Agency  has helped many first time home buyers with their insurance. Your home is likely the biggest asset in your life, therefore you do not want to simply look for the lowest price to protect your biggest investment. There are a large selection of coverage options available for home. Our team can customize a policy to meet your needs. 

Think about how home are different from each other:

  • some have detached garages,
  • some have pools, 
  • some have fences around there property. 
It is important to understand how each of these things if covered, among the many other variables that can apply to your home.

How to get a quote for homeowners or condo insurance:

Get your quote at

get a quote