Your plates/tags/license can be suspended on your low speed vehicle due to having the incorrect insurance

Your plates/tags/license can be suspended on your low speed vehicle due to having the incorrect insurance

In Florida, for example, low speed vehicles are generally required to purchase PIP (personal injury protection).  We have heard that people are buying motorcycle-type policies, which do not offer PIP  

coverage.  Therefore, you need to make sure that you are working with an agent, like Stratum Insurance Agency, that can help you obtain PIP coverage on your low speed vehicle or neighborhood electric vehicle.

Traditional golf carts, that have maximum speed limits of 19 mph can have different requirements, but if you have an LSV (top speed 25 mph), you likely need PIP coverage to register the vehicle.

Different states have different rules regarding coverage.  When you request a quote, a member of our team can review the coverage options with you.  We can hep with LSV insurance and golf cart insurance across the country.  To get a quote click the button below.

LSV Insurance - Low Speed Vehicle Insurance - Club Car, Stealth, Star Electric, Fairplay, HDK, Kandi Coco

LSV Insurance:  Low Speed Vehicle Insurance and Neighborhood Electric Vehicle Insurance

Quotes by Phone in over 30 states: 949-270-0609

LSV insurance and NEV insurance is often different than golf cart insurance, which is often written with only offroad usage in mind. It is important to buy insurance that specifically allows for LSVs and NEVs that are used on the street, known as street-legal.  We work with insurance carriers that allow for street legal golf cart and LSV usage.


By working with multiple insurance carriers, Stratum Insurance Agency able to compare the rates of several different providers to help find the balance of price and coverage that a client is seeking. Golf Cart Insurance, LSV Insurance, or NEV Insurance is mandatory in some states, especially when being used on public roads. With gas prices constantly changing, golf carts and LSVs (low speed vehicles) are becoming increasingly popular.

We can help with both street legal Golf Cart Insurance and LSV Insurance for a full range of coverages to protect both the golf cart itself and the potential liability could arise from a claim.


We can help with insurance for different types of LSVs and Golf Carts:

• Star Electric Vehicles
• HDK
• GEM Cars
• Ford Think
• Stealth Patriot Insurance, Stealth Predator, Stealth Apache XR
• Tomberlin
• Fairplay
• Club Car
• Kandi Coco
• And more!

In some cases and LSV is also referred to as an NEV or neighborhood electric vehicles. Please use the information below to obtain a quote.

Get a Golf Cart, NEV, and LSV Insurance Quotes easily here.

Contact by phone:

• 949-270-0609 (quotes in over 30 states)
• 352-404-4445 (Florida LSV Insurance Quotes)

Available in over 30 states

*Not all products available in all states, refer to policy form for details and exclusions. This is not an offer of insurance. No insurance or coverage is afforded by this document.

LSV Dealer Insurance & Golf Cart Dealer Insurance

LSV Dealer Insurance and Golf Cart Dealer Insurance

Stratum Insurance Agency, LLC can quote LSV Dealer Insurance and Golf Cart Dealer Insurance, in over 29 states. After completing the insurance request form, Stratum will send you the appropriate application, based on the types of vehicles that you sell.

Insurance available alone or in a package:


- General Liability Insurance
- LSV and Golf Cart Inventory
- Dealers Open Lot Coverage
- Garage Keepers Insurance
- Service and Repair Work
- Property Insurance
- Workers Compensation Insurance
- Surety Bonds


Online Insurance Quotes: https://www.stratumins.com/business/lsv_golf_cart_dealer_insurance.html

Phone: 949-270-0609

* Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by state). No insurance is offered or afforded through this posting.

Arizona Golf Cart Insurance - Street Legal and Offroad

Stratum Insurance Agency, LLC
(623) 691-7900
Licensed in Arizona

Stratum Insurance Agency announces that it is now selling a new Street Legal Golf Cart Insurance and LSV Insurance program in Arizona. By working with multiple insurance carriers, Stratum Insurance Agency is able to compare the rates of several different providers to help find the balance of price and coverage that a client is seeking. Golf Cart Insurance is mandatory in some states, especially when being used on public roads. With gas prices constantly changing, golf carts and LSVs (low speed vehicles) are becoming increasingly popular.

Stratum Insurance Agency can help clients obtain quotes for Golf Cart Insurance for a full range of coverages to protect both the golf cart itself and the potential liability could arise from a claim.

In some cases and LSV is also referred to as an NEV. Please use the information below to obtain a quote.

Get a Golf Cart, NEV, and LSV Insurance Quotes easily here.

Contact by phone: 623-691-7900 AZ | 949-270-0609 CA
Online Golf Cart Insurance Quote: Click Here



*Not all products available in all states, refer to policy form for details and exclusions. This is not an offer of insurance.