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Monday, June 24, 2013

Mobile Auto Detailer Insurance

Mobile Auto Detailer Insurance

Mobile Auto Detailers and others who work with cars and trucks generally need garage liability (with optional garage keepers liability) to protect themselves and their businesses in the event of a claim for damage to a vehicle.  
Why shouldn't I buy just general liability for my auto detailing business?     garage_liability_insurance
In a very general sense, garage liability includes coverage for operating a customers vehicle, for example, moving the vehicle from one parking space, whereas general liability does not.
Garage Keepers Legal Liability, sometimes referred to as GKLL, adds the option for physical damage coverage (such as comprehensive and collision coverages) to a customers vehicle.  Remember, simply buying garage liability does not usually provide this coverage.  

Eligible business types (this is only a partial list, use the same link to request a quote for other businesses):
  • Hand Car Washing
  • Hand auto detailing and polishing
  • Interior detailing and vacuuming
  • Paint Touch Up
  • Paintless Dent Removal
  • Cleaning and prepping cars on dealers lots
  • Many other mobile auto related businesses are available.
Do you have equipment or your own vehicles to insure?
We can help with insurance for your mobile equipment as well as equipment that you may keep at a fixed location.  Do you use a car to travel to different customer sites? If you are using your car for business, you need either commercial auto insurance or another form of insurance that allows you to use your vehicle for a business purpose.
Request a quote for mobile auto detailing business insurance here.
** Disclaimer:  Coverages and options vary by policy form, carrier, location, and other factors.  No coverage is implied or afforded from this article/posting.