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Monday, April 9, 2012

Educational Therapist Insurance

Educational Therapist Insurance

Stratum Insurance Agency LLC can help Educational Therapists with insurance in over 40 states. A variety of counselors, therapists, and other professionals can request quotes here. and Quotes are available by phone at 949-270-0609 or online at the link for Educational Therapists InsuranceTutors are also eligible for quotes, as both home-based and office businesses. 

If you have been having trouble finding insurance as an education therapist because you find that people

Two Types of Insurance are often included in the Quote (options may vary by policy and or location):

  • General Liability Insurance - to protect against claims from bodily injury or property damage.
  • Professional Liability Insurance (Errors and Omissions) - to protect you in the event of a claim that arises from a professional service that you perform.

Policies with just general liability insurance or professional liability are available as well.

Do I need both types of insurance - E&O and General Liability?

Yes, in many cases. In these professions, the lines of general liability and professional liability (E & O) may be blurred, so it is important to purchase both coverages to protect yourself adequately. As only you know your entire financial and business situation, you should consider the many types of insurance available.  Due to the nature of the professions, general liability coverage may not be enough to cover bodily injuries that may occur, thus professional liability (E&O Insurance) is also highly recommended and can be added to most quotes.

Other Types of Coverage that may be  Available (this is only a partial list, many other options are available):

  • Business personal property and equipment coverage (for your beauty tools)
  • Coverage for equipment and tools off the premises
  • Data Breach Coverage
  • Non-owned / Hired Autos
  • Employee Dishonesty Coverage
  • Money and Securities Coverage
  • Building Coverage - if you own or are legally responsible for a building

Are quotes available in other states?

Yes! Quotes are available in over 44 states with for many types of coverage.  Payment plans are available on most quotes, including bill by mail and automatic checking account deduction.

Request an Insurance Quote

We also sell insurance for many other professions at: www.stratumins.com/business/

What about my personal insurance?

Our team would love to be your personal insurance agency as well.  You can request quotes for many types of personal insurance at http://www.stratumins.com.  Quotes are available for homeowners and renters insurance, as well as auto, cycle, and watercraft insurance,

Same Day Quotes are Available in Most States

* Not all products marketed in all states. Coverage options may vary by
location. Stratum Insurance Agency, LLC is an independent insurance agency
and/or broker (varies by location). No insurance is offered or afforded through
this posting. CA LIC 0e52066