When requesting a quote for modular home, it is important to inform your agent that you have a modular home, not just a manufactured home or mobile home.
When calling or clicking for a quote, please confirm whether your home is tied down or if it is permanently attached to the foundation. Homes with a permanent foundation may be eligible for a more traditional homeowners policy (H03).
Some optional coverages that may be available (and sometimes included), beyond the main coverages seen on a policy are:
- Satellite Dish Coverage
- Golf Cart Coverage
- Identity Theft Coverage
- Flood Insurance
- Earthquake Insurance
- Personal Injury Coverage
- Increased coverage for personal property with special limits
- Freezer Contents Coverage
Obtaining the right insurance for your modular home is crucial to protection your investment. Today's modular homes have many of the luxurious features and extras of a traditional site build home. It is important to review your insurance each year to make sure that you have the right coverage for your home. Depending on where you live and
Stratum Insurance Agency, LLC is able to compare the rates of multiple modular home insurance carriers to help clients find the balance of coverage and price that they are seeking. Thanks to its connection with several modular home insurance companies, Stratum Insurance Agency is able to get quotes for modular home renters insurance, modular home landlords, modular home owner-occupiers.
Quote Links:
1. Modular Home Insurance for Owners
2. Modular Home Landlords
3. Modular Home Renters Insurance
Contact by phone: (949) 270-0609
(available in over 25 states)
** Coverages, products, rules, and regulations vary by state. Not all products available in all states. In CA, license number 0e52066
