Child Care Center Insurance, Day Care Insurance Quotes

Stratum Insurance Agency LLC is excited to announce that we have options for child care insurance and day care insurance in 48  states. Both home-based and childcare and daycare centers can be quoted with a variety of coverage options.  Whether you have a small home-based childcare business or you rent a large space to run your operation, Stratum can help.

The childcare business is a valuable part of our society and insurance for this industry is crucial for protecting business owners. There are many potential claims that could arise from operating a business that works with children.  Learn more about sample childcare center claims here.

When shopping for insurance, it is crucial to review the many types of coverage that are available.  Too many policies have only general liability coverage and lack many of the other key protections for a childcare business.   

Some valuable coverages that can be quoted, often on a single policy:

• General Liability
• Professional Liability
• Defense Cost for Allegations of Abuse and Molestation
• Hired / Non Owned Auto Coverage
• Property coverage options are available to protect your equipment, your tenant improvements or your building, business income and more.
• Commercial Auto Insurance for the Childcare Industry

What about adding coverage for my day care business to my homeowners insurance?

This is an option for many people, but the major concern is that this type of coverage, added to a homeowners policy, is very limited.  A stand-alone childcare or daycare policy often provides broader coverage options, such as those referenced above.  Make sure that you have a good understanding of the protections that could be provided by a homeowners policy, when choosing this option.

Request a quote Online - Quotes are available in 48 States.

• http://www.daycareinsurancequotes.com/
• By Phone: 949-270-0609

Did you know that many policies include free hotlines or other resources to customers? 

Learn about Sample Claims:

• http://www.stratumins.com/daycareinsurance/sample_insurance_claims.html

At this time a member of our team can assist with many types of insurance in the following states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii*, Idaho, Illinois,  Iowa*, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana*, Nebraska, Nevada, New Jersey, New Hampshire, New Mexico, New York*, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island* South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin. and Wyoming residents. In Ca Lic 0e52066.

Foreclosure Clean Out Insurance for Professionals who Maintain and Clean Vacant Homes

Foreclosure Clean Out Insurance for Professionals who Maintain and Clean Vacant Homes
Contact: Stratum Insurance Agency, LLC - (949) 270-0609 (Quotes in over 45 States)

There are foreclosures and vacant homes around the country. The foreclosure clean up business, which often involves the cleaning of vacant homes, has become increasingly necessary to help maintain these properties.  Stratum Insurance Agency can help with quotes for general liability insurance as well as other coverages for this industry.  Same day quotes are usually available.

Stratum has different options for businesses that only clean out vacant homes as opposed to property preservationists that may both clean out homes and provide additional minor repairs, such as boarding up windows.

Commercial auto insurance is also available.

Do you need insurance for the residential or commercial janitorial business?

How to get a quote:

• Foreclosure Clean Up Business Insurance: www.trashoutinsurance.com
• Property Preservation Specialist Insurance - http://www.propertypreservationinsurance.com/
• BY PHONE: 949-270-0609 (all states) 352-404-4445 (East Coast)
• Paper Applications can be faxed to 949-270-0608 (but the online application is faster)
• Other Quotes: http://www.stratumins.com/

• Looking for insurance for a vacant building or home?

Stratum Insurance Agency, LLC and its team is quoting in more than 46 states, so we are able to help clients from just one location to many.

Nevada Dance School Insurance and Dance Studio Insurance quotes

Nevada Dance School Insurance and Dance Studio Insurance quotes with Stratum Insurance Agency LLC are as easy as the 2-step in 2012! The easy to use site: http://www.danceschoolinsurance.com/ helps clients in over 40 states obtain quotes. 

Call 702-989-8998 or click for a quote.

Too often, small business owners find themselves with only general liability policies, when there are many options for dance studios and dance schools.

While many insurance options are available, several to consider with your quote for dance studio insurance are:

• General Liability Insurance
• Professional Liability Insurance
• Business Personal Property Insurance - to cover your equipment and more*
• Business Income and Extra Expense Coverage
• Coverage for allegations of Abuse and Molestation.
• Tenant Improvements and Betterments
• Glass Coverage (for linear glass/windows)
• Awning Coverage
• Property Coverage - coverage for buildings that you own*

Same day quotes are available in over 40 states.  We work with many if it insurance carriers to help you find the type of policy that you are seeking.   Applications can be signed electronically offering the ability to quote and purchase in the same day.

A variety of dance school can be quotes:

• Youth Dance Groups
• Classical Dance Schools
• Hip Hop Dance Studios
• Ballet and Fine Arts
• Belly Dancing
• Traditional Dance, Waltz, and Modern Dance
• Jazz
• Pole Dance
• And More...  Specialty Dance School are Welcome

How to Request a Quote:

• http://www.danceschoolinsurance.com/
• By Phone:  Nevada 702-989-8998
• 949-270-0609  (Our Main Phone Number) or   352-404-4445 (East Coast)

Stratum Insurance Agency LLC announced electronic signatures and applications for dance school and dance studios insurance, including yoga studios, pilates studios, pole dancing studios, pole fitness studios, and more. Faster turn around time from quoting to purchasing helps business owners with limited time who want to receive the same service as some of their larger competitors.

Coverage options and availability vary by location and policy.

Request a quote today from Stratum Insurance Agency LLC and see what it is like to have our team work with you. Great service, modern technology, and a friendly team make us different.  We can help small businesses from one owner to thousands of employees .  As you grow, we will build our relationship.

No coverage is issued, implied, or afforded through this posting.  All quotes subject to underwriting.  CA Lic 0e52066

*These are generic minimal definitions, please consult your insurance agent and policy documents for more information. Coverages, options, and policy forms may vary by location and carrier.

Oregon Notary E and O Insurance, Oregon Notary Signing Service

Oregon Notary E and O Insurance, Oregon Notary Signing Service

When shopping for Oregon notary signing services errors and omissions, make sure that your quote allows for you to have independent contractors working with you, as some policies only allow for you to have independent contractors that work exclusively for you.  Stratum Insurance Agency has options for both types of policies. If you are seeking home-based business insurance, Stratum Insurance Agency  can also help, but keep in mind that these policies often have limitations as to the number of people working in the business, whether owners, independent contractors, or employees.  Contact Stratum for more information.

Oregon Notary Signing Service Insurance is available from Stratum Insurance Agency LLC  with options for errors and omissions insurance, general liability insurance, and more.  Limits as low as $5,000 and as high as $50,000,000 are can be selected.  Common E&O insurance limits include $250,000, $500,000, $1,000,000 and more. Notaries are now seeing themselves in need of more errors and omissions insurance not only to protect themselves, but also to work with certain lenders, escrow companies, and institutions.

Do you have independent contractor notaries that perform notarial work for you?

Individual Oregon notaries are also invited to obtain a quote, with E&O insurance limits as low as $5,000 and up to $50,000,000 too.

What types of insruance are available for Oregon Notaries seeking insurance:

• General Liability Insurance – different liability limits are available
• Errors and Omissions Insurance
• Commercial Auto Insurance
• Business Personal Property – to protect your equipment

• Business Income and/or Extra Expense Coverage
• Damage to Premises Rented to You
• More optional coverages are available – if you a see a risk in your business that concerns you, please let us know.

Why consider a business owners policy along with professional liability insurance for a notary signing service? Take a look at some of the additional coverage options that can be added to a business owners policy, along with general liability insurance.

• Employee Theft - Employee theft represents a significant exposure. Client files and other legal documents often contain sensitive, secret and valuable information that may be misused by employees.
• Documents may be lost – ask about coverage for “Personal Property of Others” which can apply while a client’s physical documents are in your care, custody, or control.
• Data Breach Coverage – Valuable data may be stolen and simply the cost of notification can hurt a business to the point of putting it out of business.

Identity Theft coverage is often include on a business owners policy.  Review your quote in detail for more information.

Notary Bonds Only are also available.

How to obtain a quote for Oregon Notary Insurance (available in over 40 states):

• Oregon Notary Signing Service
• Oregon Individual Notary
• By Phone: 949-270-0609
• Notary Bonds Only Click Here

Equipment Insurance for Business

Are you looking to insurance your business equipment?  The small business team at Stratum Insurance Agency LLC is ready to help you. Many businesses can use coverage for their mobile equipment. 

Did you know that many insurance policies do not cover equipment that is more than 100 feet from the insured location?

 Here are some examples of people who need coverage:

• a tree trimmer's wood-chipper
• a caterers' off-site catering equipment
• a photographer's cameras and staging equipment
• a contractor with a tractor, snow plow, or other heavy machine
• an off-site power generator
• a windmill
• a sign away from your building

If you are unsure about what type of coverage you need, a member of our small business team is ready to help. Use a method below to contact us.

 Request and Equipment Insurance Quote today online or call 949-270-0609.

Executive Suite Tenant Insurance

Do you rent an executive suite? The use of executive suites by small businesses has grown in recent years. The transition from home-office to executive suite brings on several new requirements for operating the business. One of those which needs to be filled is the need for insurance. When you move to a new office, you will often find that the landlord, or perhaps in this case, the manager of the executive suite, may require that you have general liability insurance. You may also need a policy that names the landlord as an additional insured on the policy. If that’s the case, just let us know. Stratum Insurance Agency LLC can help with this type of insurance

You have different options available with Stratum Insurance Agency LLC based on your needs. You can choose from a general liability policy that covers you both on and off the premises, a policy that just meets your landlords requirements, or from a selection of additional coverages, such as professional liability, property coverage and more.

Small businesses are often happily surprised that Stratum has available business owners policies available with general liability and coverage for your equipment (often found under the title “business personal property”) for quite low premiums. Over 750 types of business has this option available. Most quotes are available same day, with the option to purchase by electronic signature.

Whether you work at home, in a mobile business, from an office, or a retail space, it is important to protect yourself. Stratum Insurance Agency has options for all of the above.

How to request a quote for Executive Suite Insurance:

• Online: http://www.stratumins.com/business/
• By Phone: 949-270-0609

Quotes are available in almost every state.

Holiday Santa Insurance

Are you a holiday Santa looking for insurance?  Many malls and stores require that Santa impersonators provide general liability insurance.  Stratum Insurance Agency LLC can help with a variety of holiday insurances, such as insurance for Santas, 

If you provide other forms of entertainment, please let us know.  Examples include balloon twisting, facepainting, and clown work.

Request a quote:

• Online Santa Insurance Request
• By Phone: 949-270-0609
• Available in over 46 states.

Elves are welcome too!

Nebraska Property Preservationist Insurance

Property Preservationist Insurance, General Liability Insurance
Contact: Stratum Insurance Agency, LLC - (949) 270-0609 (Quotes in over 45 States)

Property Preservation Insurance, particularly errors and omissions insurance (E & O insurance) and general liability insurance have become increasingly popular as the foreclosure industry and mortgage inspection industry have grown. These may include general liability insurance and professional liability insurance (E&O insurance), amongst other policy offerings. Vendors often require both insurances to work with them. Same day quote are generally available.  

Property Preservation Specialist Insurance - http://www.propertpreservationinsurance.com/

Errors and omissions insurance for property preservation specialist is available for quoting in over 45 states from Stratum Insurance Agency LLC. General Liability Insurance is available for a variety of services as well, including trash-outs, lawn care, minor maintenance, and more. Property Preservation Specialist Insurance or Foreclosure Specialist Insurance may include coverage for work that includes:

• Minor maintenance/repair work
• Winterization
• Boarding windows
• Changing locks
• Lawn care
• Trash Outs
• Removing and securing the contents of a vacant property.

For Nebraskan businesses or individual that act as both field inspectors and property preservation specialists, a variety of policies are available to protect against both general and professional liability claims.

Too often professionals lack the coverage needed to protect them in the event of a claim that arises from a service, financial loss by a third party, or error or omission. If you have employees or independent contractors that work for you, it is important to consider other insurance policies as well. Stratum Insurance Agency is able to provide quotes for Nebraska field inspector insurance and/or property preservation specialist insurance either over the phone or by email through a simple quote request. The business owners policy for field inspectors offers a variety of great coverages that go far beyond basic general liability.

Potential Field Inspector Insurance Claims & Property Preservation Specialist Insurance Claims (this is a very small partial list)

• Failure to complete a project on time
• Damage to property
• Bodily Injury
• Losing Photographs
• Accidentally Submitting and Improper Report
• Many other potential claims

Request a quote for:

• ONLINE: www.propertypreservationinsurance.com (if you perform both services, you can use either website)
• BY PHONE: 949-270-0609 (all states) 352-404-4445 (East Coast)
• Paper Applications can be faxed to 949-270-0608
• Other Quotes: http://www.stratumins.com/

Stratum Insurance Agency, LLCand its team is quoting in more than 45 states, so we are able to help clients from just one location to many.