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Wednesday, October 27, 2010

Snow Plow Insurance, Commercial Auto Insurance, General Liability Insurance

Snow Plow Insurance, Commercial Auto Insurance, General Liability Insurance
Insurance for snowplows is something that comes about seasonally and it is of the many specialty insurances that Stratum Insurance Agency LLC sells.  The snow plow business may require different types of insurance in different locations.

Several Types of Insurance Policies for Snow Plows are available:
  • Commercial Auto for Street Legal Snow Plows
  • Contractors Equipment and Inland Marine Policies
  • General Liability Policies
  • Semi-annual policies (6 months)
  • Annual Policies (12 months)
Once again, Stratum Insurance Agency LLC is able to help customers in over 29 states by working with many insurance carriers to find the policy that's right for your needs.  Insurance is important not only to comply with rules, laws, and regulations, but also to protect the business owner.

Quotes can be obtained quickly and easily with a request:

Coverage availability varies by state.
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Wednesday, October 20, 2010

Swap Meet Insurance, Flea Market Insurance, Car Show Insurance

Swap Meet Insurance, Flea Market Insurance, Car Show Insurance
Insurance for special events is one of the many specialty insurances that Stratum Insurance Agency LLC sells.  There are many different types of policies that are available depending on the nature of the event.

Policy Terms include several option:

  • One Day Event Insurance
  • Multi-day event Insurance
  • Seasonal Policies (3 months)
  • Semi-annual policies (6 months)
  • Annual Policies (12 months)
Once again, Stratum Insurance Agency LLC is able to help customers in over 29 states by working with many insurance carriers to find the policy that's right for your needs.  Often, event holders are required to purchase general liability insurance as requested by a landlord.  More important, insurance for special events is import for protection against claims.

Vendor Insurance is also available for individual vendors, kiosks, and other exhibitors at an event.

Quotes can be obtained quickly and easily with a request:

Event Insurance is available for:

Call or click for a quote today. 
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Auto Insurance, FR44 Insurance, SR22 Insurance

Auto Insurance Payment Plans and FR44 Auto Insurance on a Payment Plan - DUI | DWI


Contact: 949-270-0609 (all states)      --     352-404-4445 (Florida)


Stratum Insurance Agency LLC is now working with another insurance carrier to offer home, auto, condo, and renters insurance.

Auto Insurance and FR44 Filings
Drivers needing FR44 insurance often find themselves having to pay in full for their policies. Stratum Insurance Agency works hard to find client payment plans to make it easier to pay their auto insurance each month on a schedule that works for them.


Stratum Insurance Agency, LLC is now working with more auto insurance carriers that allow different payment plans for auto insurance for clients in over 25 states.


With the addition of a new insurance carrier, Stratum Insurance is now able to help clients compare the rates of another company when shopping for insurance. Clients with DUIs, Points, and accidents are often forced to deal with higher insurance rates. By comparing the rates of several insurance carriers, the agency is help to help clients shop the rates with one quick phone call. Most importantly, our agents care about our clients.

Many discounts are available for auto insurance, homeowners insurance, and condo insurances. 


Of course, clients who own a car or motorycle are also invited to call for a quote or to request one online.


As a leading auto insurance agency licensed in over 29 states Florida, Virginia, and over 20 other states Stratum Insurance Agency, LLC is able to help clients with a variety of driving records from perfect to those with DUIs and DWIs that need FR44 filings. In many cases, and FR44 filing is required when a driver with a DUI / DWI is attempting to get his license reinstated or to obtain a hardship license in Florida or Virginia.


Contact us by phone at: 949-270-0609


Useful Links:


-- Auto Insurance Quotes
-- Auto Insurance Quotes with a DUI
-- Other Insurance Quotes
-- FR44 Insurance Quotes and Information for Florida and Virginia


-- Florida DUI Insurance with FR44
-- Florida Non-Owner Insurance With FR44

Remember to ask us about homeowners, renters, condo, motorcycle, RV, trailer, and boat insurance as well.




* Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by state). No insurance is offered or afforded through this posting.
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Wednesday, October 13, 2010

What is an FR44? FR44 Filing, Florida, Virginia

What is an FR44? What is an FR44 Filing? Florida and Virginia FR44 Filing


In some states, such as Virginia and Florida, an FR-44 Filing may be required when you have a DUI/DWI/OVWI or other alcohol related violation. An FR44 filing is similar in theory to an SR 22, except that it may indicate that you maintain more than just the minimum amount of coverage required by the state requesting it.
If you need an FR44, you will likely be required to purchase more than just the minimum amount of liability insurance. Our agents can help you to determine what the requirements for insurance are for your state, based on your situation. Depending on the sate in which you reside, we will help you to determine which form to use, either the SR22 or FR44.







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Tuesday, October 5, 2010

Mortgage Billed and Escrow Billed Condo Insurance, Impound Accounts h06/ho6 insurance

Mortgage Billed and Escrow Billed Condo Insurance, Impound Accounts h06/ho6 insurance
Available in over 30 states: Condo, Homeowners, Renters, & Landlord Insurance


Contact: Stratum Insurance Agency, LLC - 949-270-0609


If your mortgage company or escrow company has told you that you need to setup an escrow billed or mortgage billed condo insurance policy or an impound account, contact Stratum Insurance Agency LLC to help you compare the rates of condo insurance policies (ho6 policies) and set up impound billing for you.   Generally speaking, this means that your annual insurance premium for your condo is billed to your lender.  An "impound account" refers to the account which lenders set up to collect money in advance to cover future expenses.  For example, they may collect money for your insurance or property taxes.  Different people may use impound accounts for different purposes.

Stratum Insurance Agency is able to setup your condo policy and then forward your initial insurance bill to your escrow company or lender. Your insurance renewal bills can be sent to your lender with a copy to you.  There are many options that the team at Stratum Insurance Agency can offer to help make your life easier. Of course, there are other billing options available with condo insurance for those who pay for policies themselves, including monthly, quarterly, and semi annual billing.  Fortunately, the agency works with many carriers to help find the coverage that you are seeking at the right price.

Condo Owners need look no further than Stratum Insurance Agency for their insurance needs. Condo buyers obtaining their mortgages are finding that they are often required to purchase condo-unit owners insurance, known as a H06 (ho6) Insurance policy. This is also sometimes referred to as walls-in coverage or walls in coverage.

Because many homeowners association's master insurance policies only cover the rebuilding of exterior structures and not the interiors, Ii is crucial to purchase the right coverages for your condominium. H06/HO6 policies offer much more coverage than just protection for your personal property, it is key to purchase an adequate amount of dwelling coverage, personal liability coverage, and loss of use coverage.

Stratum sells condo insurance form many usage types, including:
  • Owner Occupied Condo Insurance
  • Vacation Rental Condo Insurance
  • Vacant Condo Insurance
  • Seasonal Rental Condo Insurance
  • Landlord Condo Insurance (income properties)
Current condo owners with insurance, especially those who have not reviewed their coverage in some time, should use this opportunity to review their condominium owners insurance and make sure that they have the appropriate coverages in place. With increased rebuilding costs, it is important to have the right amount of dwelling coverage for your condominium.


Homeowners insurance and condo owners insurance policies offer many coverages of which policyholders are not aware. Some of these coverage options may include identity theft coverage, water backup coverage, special computer coverage, home daycare coverage and personal injury coverage.


If you are a new buyer, contact Stratum Insurance Agency  before closing your loan so that they can help you compare rates and coverage options. Escrow billing is available for new buyers who want to pay for their insurance from at their loan closing or through an impound account. 
 
Stratum Insurance Agency, LLC is able to compare price and coverage combinations from different insurance companies to help clients find a product that meets their needs. The agency is licensed in over 30 states.




Request a quote:


By Phone: 949-270-0609

In Person: Call for directions




* Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by state). No insurance is offered or afforded through this posting. CA Lic #0e52066
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Sunday, October 3, 2010

Diabetes Walk - Orange County Insurance Agency Raises Money for Diabetes Charity

Costa Mesa, CA based Stratum Insurance Agency LLC raises money for Diabetes Awareness in 2010.
For Immediate Release  Costa Mesa, CA.  Contact information 949-270-0609
2075 Newport Blvd, Ste 105, Costa Mesa, CA 92627


Stratum Insurance Agency LLC has raised over $3600 for charity.  Their gift to the American Diabetes Association will be presented on October 9 at the OC StepOut at Knott's Berry Farm.  "Diabetes is an issue that many people have to live with everyday, and this is something that our team sees first hand," said the owner.  He further commented that "even in these tough economic times, we must do what we can to help charitable organizations to fight the diseases that affect so many of our families."


Working to raise more money for the American Diabetes Association, Stratum Insurance Agency LLC will be raffling off an iPod, iPod docks, and special beach blankets at the upcoming walk at Knott's Berry Farm.  Agents and other team members will be working at at the event to hlp raise money up until the last moment.  Come out an support the American Diabetes Association this October by joining the team online.

Special thanks to SafeCo Insurance for their support and contribution to charity. SafeCo recently present an award of excellence to the agency for their work during the "do something special" campaign. Look for our booth at the event and say hello.


Link to the event: http://main.diabetes.org/site/TR?fr_id=7335&pg=entry


About Stratum Insurance Agency LLC
Stratum sells a variety of personal and business insurance products across the nation.  As an independent insurance agency, Stratum Insurance Agency, LLC is able to compare price and coverage combination from different insurance companies to help clients find a product that meets their needs. The agency works hard to develop personal relationships with their clients.  Working hard to select the right carriers for its clients, the agents can help with clients with clean and not-so-clean driving records, homeowners and business owners with claims, and just about anyone else looking for insurance.  Whether you have a homeowners policy, golf cart policy, or business policy, the agency knows their clients by name and not as a policy number. 

For a quote, simply click over to: http://www.runquotes.com for a listing of the options.







Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by state). No insurance is offered or afforded through this posting. In California, Lic #0e52066. License type and number varies by state.
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Saturday, October 2, 2010

Christmas Tree Lot Insurance

Christmas Tree Lot insurance is in in full bloom. Stratum Insurance Agency sell general liability and property insurance for pumpkin patches, christmas tree lots, and other holiday events around the nation. Insurance quotes are available over the phone at 949-270-0609 in over 30 states.

Stratum Insurance Agency, LLC makes it easy for clients in need of Christmas Tree Lot insurance around the country by working with many top rated insurance companies in over 30 states. The agency sells general liability insurance and property insurance (optional) for pumpkin patches and Christmas tree lots. Policies can often be issued in the same day and certificates of insurance can be send directly to your landlord by fax or email at your request.

Contact Stratum Insurance Agency for your Christmas Tree Lot Insurance and Christmas tree lot insurance today!  The agency accepts major credit cards and electronic check payments for most seasonal insurance products, including those listed below.

ONLINE:


Call or click today for a free quote.
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Costa Mesa Mobile Home Insurance, Orange County Mobile Home Insurance

Mobile Home Insurance, Manufactured Home Insurance, Modular Home Insurance is a favorite of several members of Stratum Insurance Agency's team.  Modular home insurance is not offered by all carriers.  Working with different insurance carriers allows Stratum Insurance to compare the rates and coverages to help customers find what they are seeking.  The agency is based in Orange County, CA but licensed in over 29 states.


When requesting a quote for modular home, in Orange County, or another state, it is important to inform your agent that you have a modular home, not just a manufactured home or mobile home. 


When calling or clicking for a quote, please confirm whether your home is tied down or if it is permanently attached to the foundation.  Homes with a permanent foundation may be eligible for a more traditional homeowners policy (H03). 


Some optional coverages that may be available (and sometimes included), beyond the main coverages seen on a policy are:

  • Satellite Dish Coverage
  • Golf Cart Coverage
  • Identity Theft Coverage
  • Flood Insurance
  • Earthquake Insurance
  • Personal Injury Coverage
  • Increased coverage for personal property with special limits
  • Freezer Contents Coverage


Obtaining the right insurance for your modular home is crucial to protection your investment. Today's modular homes have many of the luxurious features and extras of a traditional site build home. It is important to review your insurance each year to make sure that you have the right coverage for your home. Depending on where you live and


Stratum Insurance Agency, LLC is able to compare the rates of multiple modular home insurance carriers to help clients find the balance of coverage and price that they are seeking. Thanks to its connection with several modular home insurance companies, Stratum Insurance Agency is able to get quotes for modular home renters insurance, modular home landlords, modular home owner-occupiers.

Walk-ins are welcome.  Feel free to call our office to schedule an appointment to sit down and discuss your insurance.  Whether you live in Orange County, CA or are visiting the area and would like to talk about your various insurance needs, we are here to help.


Quote Links:


1. Modular Home Insurance for Owners
2. Modular Home Landlords
3. Modular Home Renters Insurance


Contact by phone: (949) 270-0609

Walk-ins are welcome at:

2075 Newport Blvd, Ste 105
Costa Mesa, CA 92627
949-270-0609


View Larger Map



 (available in over 25 states)




** Coverages, products, rules, and regulations vary by state. Not all products available in all states. In CA, license number 0e52066
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Friday, October 1, 2010

Orange County Notary Bonds and Notary E & O Insurance

Orange County Notary Bonds are surety bonds that are required for process servers to work in a certain county or location.  Our new office in Costa Mesa, CA makesit easy for clients to walk in, pick up a bond, and go to the county office for filing. 

Stratum Insurance Agency sells (in over 30 states):
  • Notary Bonds
  • Notary E&O Insurance (can be quickly quoted with a bond by phone)

Walk-ins are welcome at:

2075 Newport Blvd, Ste 105
Costa Mesa, CA 92627
949-270-0609


View Larger Map


Stratum Insurance Agency, LLC makes it easy for clients in need of process server bonds around the country by working with multiple bonding companies or sureties. Process server bonds can generally be issued in the same day and overnight shipping is available.

Other surety bonds are also available, many of which can be quickly quoted over the telephone.

Contact Stratum Insurance Agency for your process server bonds today!


Online Process Server Bond Quotes: https://www.stratumins.com/suretybonds/notary_bond.htm

Phone: 949-270-0609
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