Does an e-cig store need more than general liability insurance? The answer is yes.
What about insurance for your property at the store?
There are many types of insurance the developing store e-cigarette store should consider purchasing. While the majority of people contact us for general liability insurance for products liability insurance, you have other things in your business but you need to protect similar to other stores. A good example is property insurance.
Remember that property does not only refer to real property, meaning buildings, but also to your inventory, potential lost business income, or even tenant improvements. Property is a part of an insurance policy that may be optional, and that you can use to protect many different items. Business personal property is the part of a property insurance policy that can provide protection for your inventory, furniture, computers, and other items that you may on at your store. it can help protect you from several key risks.
Common examples include fire, wind damage, smoke damage, and vandalism.
One item worth noting is that many property policies exclude theft coverage if you do not have an active central station burglar alarm system.
