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Wednesday, September 18, 2013

Talk Like a Pirate Day

 
Did you know it's Talk Like A Pirate Day on September 19?


Monday, September 16, 2013

The Business Resouce Center and Stratum Insurance Agency LLC

Stratum Insurance Agency LLC is proud to support small businesses through the additional of the business resource center.
 
The Stratum Insurance Agency Difference - beyond the quotes
 
Many of our customers are already able to access the resource center at no charge.  If you are interested at learning about the many valuable service that are available, simply contact us.
Small Business Resource CenterWe work hard to go beyond simply finding you great insurance.  Our goal is to provide additional services and support.  For example, we understand that as a small business, you likely do not have a human resources department. Imagine this -- what if we were able to provide you with a human resources hotline that you could call for a free consultation.

We can provide more information on what support and resources are available to you when you obtain your quote.



 
 

Wednesday, September 11, 2013

Archaeologist Insurance and Anthropologist Insurance

Archaeologist Insurance – Errors and Omissions (Professional Liability) and General Liability

Archaeologist and Anthropologist Insurance quotes for both general liability and professional liability insurance are available from our Archaeologist Insurance Quote link.  Anthropologists and other researches are invited to obtain quotes as well.

What could go wrong, it’s a research business?
That’s a great question.  Let’s look at a potential claim:
  • Sample Claim #1 – Professional Liability – you complete a research project for a company that uses the information to apply for a grant.  They claim that as a result of your failure to complete a report on time and your work they did not receive the grant and sue you for their financial loss.  Along with the potential loss of the lawsuit, legal fees amount to $75,000 in defense.
Types of Quotes

Quotes are available for both lines of coverage or separately: general liability & professional liability insurance 

Many archaeologists qualify for the business owners policy, which offers a combination of general liability coverage, business personal property coverage both at and away from the office, and more.  Whether you have an office or a home-office, we can assist.   For professional liability, limits are available from $250,000/$250,000 to $10,000,000. If you have a contract that requires you to purchase higher limits, just let us know.

If you perform “digs”, excavations, or spelunking, we have different options for a general liability policy or commercial package.  Do you have vehicles that you use for business?
Do you use your personal vehicle for business, such as driving to different locations to inspect?  We can assist with business auto coverage in 49 states.


Request a quote: 


We can help in 49 states.