Mobile Auto Detailer Insurance

Mobile Auto Detailer Insurance

Mobile Auto Detailers and others who work with cars and trucks generally need garage liability (with optional garage keepers liability) to protect themselves and their businesses in the event of a claim for damage to a vehicle.  

Why shouldn't I buy just general liability for my auto detailing business?     

In a very general sense, garage liability includes coverage for operating a customers vehicle, for example, moving the vehicle from one parking space, whereas general liability does not.

Garage Keepers Legal Liability, sometimes referred to as GKLL, adds the option for physical damage coverage (such as comprehensive and collision coverages) to a customers vehicle.  Remember, simply buying garage liability does not usually provide this coverage.  

Eligible business types (this is only a partial list, use the same link to request a quote for other businesses):

• Hand Car Washing
• Hand auto detailing and polishing
• Interior detailing and vacuuming
• Paint Touch Up
• Paintless Dent Removal
• Cleaning and prepping cars on dealers lots
• Many other mobile auto related businesses are available.

Do you have equipment or your own vehicles to insure?

We can help with insurance for your mobile equipment as well as equipment that you may keep at a fixed location.  Do you use a car to travel to different customer sites? If you are using your car for business, you need either commercial auto insurance or another form of insurance that allows you to use your vehicle for a business purpose.

Request a quote for mobile auto detailing business insurance here.

• Online Garage Liability Quote Request
• By phone: 949-270-0609

** Disclaimer:  Coverages and options vary by policy form, carrier, location, and other factors.  No coverage is implied or afforded from this article/posting.

Mary Kay and Avon Salesperson General Liability Insurance

Mary Kay and Avon Salesperson General Liability Insurance

Being your own boss is a dream for many people, but with this comes risk.  

Imagine these possible scenarios and potential claims:

• You have several people over to your house to purchase products that you sell.  You serve snacks and someone claims that they were sick as a result of food poisoning.  The person sues you for medical bills and lost wages.
• During one of your product demonstrations a child is present and accidentally swallows something.  The parents sue you for medical expenses, including emergency room visits and follows ups.
• One night you come home to find your house has had a fire and your inventory for your home-based business has burned too.  You try to file a claim on your homeowners insurance and it is denied because there is an exclusion on the policy for business personal property.

These are just a few of the reasons to consider a businessowners policy to protect you from both general liability and property claims.

Request a quote online for Mary Kay and Avon Salesperson general liability insurance.  

Are you a cosmetologist or make up professional that works from home and travels out for gigs?  Use the link below to request a quote as well.

Real time online quotes are available in most cases.

Other similar businesses (direct marketing businesses) are also invited to get a quote as well in any of 49 states **.



** Quotes are not available in MA.

Notary Signing Agent (NSA) E and O Insurance

Notary Signing Agents (NSA) are also eligible for Errors and Omissions (E and O)  quotes from Stratum Insurance Agency LLC.  The concept of the NSA is a newer designation in the world of notaries public.  Although the definitions may vary slightly, a general definition suggests that a notary signing agent notarizes documents, couriers loan documents, and more. Although some insurance carriers will decline E&O insurance quotes for notary signing agents, Stratum can help NSAs with their E and O insurance, General Liability, and more.

There is more to insurance than just the price, as policies vary by carrier, location, business description and other factors.

Learn More and see sample claims for notary signing agents insurance here.  

If you have received your notary signing agents designation and completed the required courses and background checks, just let us know when requesting your notary E and O quote.

 How to request a quote:

• Online notary E and O quote
• Phone: 949-270-0609

Quotes available in all states except MA.

Stratum Insurance Agency LLC does not provide NSA designations and has no affiliations with the group(s) that provide it.