Why does the location of my business matter of insurance?
Different insurance carriers have different rules regarding the location of your business. One of the advantages of working with Stratum Insurance Agency LLC is that we work with many insurance carriers that offer insurance to over 1000 types of businesses. Some carriers do not allow home-based businesses. Policies can also vary. For example, some policies extend coverages away from your premises listed as the insured location, while others may now.
Doesn't my homeowners, condo, or renters insurance cover my home-based business?
Did you know that many homeowners policy specifically exclude "business pursuits" or business coverage? There are some homeowners, condo, and renters policy that do offer limited coverage for businesses run from your home, such as teaching piano. But, the coverage provided is generally very limited compared to the policies that Stratum has available to quote.
It is important to provide us with the location of you business so that we can quote the correct type of policy. If you work from your home, as opposed to in an office or retail space, you be able to qualify for a home-based business policy that offers competitive pricing and package of coverages.
Get a Home-Based Business Insurance Quote today. Our friendly small business team is happy to assist. If you are also looking for homeowners insurance, just let us know.
See Also:
- What about how based businesses?
- Home-Based Business Insurance Quote
- Office, Retail, Manufacturing Insurance Quote
