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Monday, December 24, 2012

Happy Holidays from Stratum Insurance Agency LLC


Happy Holidays from everyone at Stratum Insurance Agency LLC.
Our office hours during the holiday season are posted at www.stratumins.com.
Have a safe, happy, and wonderful holiday season.
- The Small Business Team, The Personal Insurance Team, & The Surety Team...
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Monday, December 17, 2012

Arizona Notary Bonds

Arizona Notary Bonds can now be purchased online with our easy link at:
  • Arizona Notary Bond
You can purchase and print your bond online.

  Have questions?  Call or email us.
  Phone: 623-691-7900

Are you looking for Arizona Notary E&O Insurance?  Same day quotes are available after you 
complete the easy quote request form.    
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Tuesday, December 11, 2012

SR22 Insurance Filings People With Suspended Licenses


SR22 Insurance Filings with a Suspended License

Is your license suspended and do you need an SR22 to reinstate it?  Even if your license is suspended, we can help you to find insurance.  You may have been dropped from your previous auto insurance company as a result of the license suspension, but there are still options available.

 Your license may have been suspended because of:

  • a DUI (driving under the influence) or DWI
  • Too many points on your record
  • Being in an accident without insurance
  • Many other reasons -- and they can vary by state and location.
Often, you may need the SR22 filing to reinstate your license.  The SR22 can be electronically filed when a new policy is purchased.  


Be careful about operating a motor vehicle with a suspended license, because it is illegal in most locations, and it can add another violation to your driving record.

If you have a more complex situation, such as receiving a DUI in a state other than where reside or are licensed, simply let our team know and we can assist. We can send SR22s to a state where you do not live.

If you do not own a car but find yourself still needing an SR22 insurance filing or FR44 insurance filing, our team can help you find a non-owner insurance policy. Click here to learn more about insurance with an SR22 for people who do not own cars.

 Drivers who find themselves in a situation where they do not own a car but need an SR22 filing in another state due to receiving a DUI, DUI, or OUI in another state can request an out-of-state filing when requesting a quote. 

Let a leading insurance agency that focuses on DUI and DWI Auto Insurance with SR22s and FR44s help you find new insurance.
How to request a quote from the auto insurance team:
  • Online: http://www.samedaysr22.com
  • By Phone: 949-270-0609   (Main Number)
  • By Phone: 352-404-4445 (East Coast)

At this time a member of our team can assist with many types of insurance in the following states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii*, Idaho, Illinois, Iowa*, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana*, Nebraska, Nevada, New Jersey, New Hampshire, New Mexico, New York*, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island* South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin. and Wyoming residents.
*Individual agent licensed in these states. 
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Errors and Omissions Insurance for over 1000 professions

Professional liability insurance still remains hard for many people to locate and understand.  One often needed try of professional liability insurance is errors and omissions insurance.

 Trivia: Did you know that E&O insurance is just one type of professional liability insurance?

 There are many professions that are in need of errors and omissions insurance.  The small business team at Stratum Insurance Agency LLC can help with insurance for a large variety of businesses.

 Here is a just a partial list of businesses that may be struggling to find insurance and that should contact Stratum:
  • Arborist
  • Audio / Visual Consultant
  • Ergonomic Consultant
  • Forestry Consultant
  • Green Building Consultant
  • Lead Generation Business
  • Museum Curator
  • Horticultural Therapist
  • Music Therapist
  • Pet Therapist
  • Resume Service / Writer
  • Statistical Consultant
  • Talent Agent
  • Videographer
  • And many more...
Stratum can help find errors and omissions insurance for over 1000 professions.  Of course, that's just a piece of the insurance puzzle.  Remember to ask about the many other protections available for your business.

Request a quote:
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Monday, December 10, 2012

Kansas Notary Insurance


Kansas Notary Errors and Omissions Insurance with High Limits of Insurance is available from the small business team at Stratum Insurance Agency.  Whether you are located in Kansas, or any of 47 other states, the small business team can help.. 

Limits as low as $5,000 and as high as $25,000,000 are can be selected for Kansas notary's e and o insurance.  Common E&O insurance limit requests include $250,000, $500,000, $1,000,000 and more. The business has changed over the last few years and now many notaries are finding themselves with contracts from mortgage companies, title companies, or escrow companies that require that they have higher limits of insurance.

That's where the team from Stratum Insurance Agency comes in to assist. When shopping for individual notary and notary signing services errors and omissions, make sure that your quote allows for you to have independent contractors working with you, as some policies only allow for you to have independent contractors that work exclusively for you.  

Stratum Insurance Agency has options for both types of policies. Individual notaries and signing services are invited to obtain a quote, with E&O insurance limits as low as $5,000. 

Many options are available for Notaries seeking insurance:
  • General Liability Insurance - different liability limits are available
  • Errors and Omissions Insurance
  • Commercial Auto Insurance - do you use your vehicle for work purposes?
  • Data Breach and Cyber Liability Coverage
  • Business Personal Property - to protect your equipment
  • More coverages are available.
Why consider a business owners policy along with professional liability insurance as an individual or a  Notary Bonds Only are also available. 

How to obtain a quote for Notary Insurance (available in over 47 states):
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Friday, December 7, 2012

Louisiana Public License Tag Agent Bond

We have added the Louisiana Public License Tag Agent bond to our surety quoting site: 
 
Request a quote online at:https://www.stratumins.com/suretybonds/
 
 
Same day quotes are available on over 1000 bonds.
 
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Thursday, December 6, 2012

Notary General Liability Insurance


Notaries need more to protect themselves than just E&O insurance.  The small business team at Stratum Insurance Agency LLC is ready to help you both find the type of policy that you are seeking and to explain the many available coverages.

 Why consider a business owners policy as an individual notary or as a notary signing service? Take a look at some of the additional coverage options that can be added to a business owners policy, along with general liability insurance.
  • Employee Theft - Employee theft represents a significant exposure. Client files and other legal documents often contain sensitive, secret and valuable information that may be misused by employees.
  • Documents may be lost – ask about coverage for “Personal Property of Others” which can apply while a client’s physical documents are in your care, custody, or control.
  • Data Breach Coverage – Valuable data may be stolen and simply the cost of notification can hurt a business to the point of putting it out of business.
Identity Theft coverage is often included on a business owners policy.  Review your quote in detail for more information.

How to obtain a quote for Notary Insurance (available in over 48 states):

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Oklahoma Notary Insurance

Oklahoma Notary Errors and Omissions Insurance with High Limits of Insurance is available from the small business team at Stratum Insurance Agency.  Whether you are located in Oklahoma, or any of 47 other states, the small business team can help.. 

 Limits as low as $5,000 and as high as $25,000,000 are can be selected for Oklahoma notary's e and o insurance.  Common E&O insurance limit requests include $250,000, $500,000, $1,000,000 and more. The business has changed over the last few years and now many notaries are finding themselves with contracts from mortgage companies, title companies, or escrow companies that require that they have higher limits of insurance.

 That's where the team from Stratum Insurance Agency comes in to assist. When shopping for individual notary and notary signing services errors and omissions, make sure that your quote allows for you to have independent contractors working with you, as some policies only allow for you to have independent contractors that work exclusively for you.  

Stratum Insurance Agency has options for both types of policies. Individual notaries and signing services are invited to obtain a quote, with E&O insurance limits as low as $5,000. 

 Many options are available for Notaries seeking insurance:
  • General Liability Insurance - different liability limits are available
  • Errors and Omissions Insurance
  • Commercial Auto Insurance - do you use your vehicle for work purposes?
  • Data Breach and Cyber Liability Coverage
  • Business Personal Property - to protect your equipment
  • More coverages are available.
Why consider a business owners policy along with professional liability insurance as an individual or a  Notary Bonds Only are also available. 

 How to obtain a quote for Notary Insurance (available in over 47 states):
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Wednesday, December 5, 2012

Oregon Notary Bonds



Oregon Notary bonds can now be purchased online with our easy link at:
INSTRUCTIONS:

  • Click the link above for http://www.onlinesuretybond.com
  • Enter your name and the date and click continue
  • When asked to choose a category, first choose public official
  • Then choose Notary
  • Enter the remaining information and continue
You can purchase and print your bond online.  
Have questions?  Call or email us.
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Monday, December 3, 2012

Snow machine Insurance or Snowmobile Insurance, whatever you may call it, Stratum Insurance Agency is here to help with your insurance in 44 states. 

 Much like other off road vehicles, snow machine insurance offers several important coverages to consider. You will be able to choose your liability limits, but also several other important options.  Comprehensive and collision coverage are available for most snow machines. 

 If you have accessories to insure, we have different choices.  Some accessories can often be added at no additional charge, while those of you who have invested more in customized parts can choose additional coverage.  Whether you have heated grips, a custom seat, or luggage, it can be added.  Did you spend a small fortune on special lights for you snow machine, make sure to let us know.  If you ride, you know how important your accessories are to you, so why not protect them. Working with insurance professionals that enjoy snowmobiling is important, so that you know that your agent understands your snow machine. 

 We can help if you have a snowmobile manufactured by: - Arctic Cat - Polaris - Yamaha - Ski-doo BRP - And many others... 

 Along with accessory protection, coverage for a trailer is available as an add-on to a Snowmobile Insurance Policy or as a stand alone. Don't forget to ask about ATV insurance and Amphibious ATV insurance too, for your other hobby. 

   For a Quote in over 44 states for Snowmobile Insurance:
Why choose Stratum Insurance Agency?  Whether it's the friendly service, the knowledgeable team, or your preference to do business with a modern agency with a personal touch, there are many reasons to contact us.

 Quotes for Snow Machine insurance are available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY ** Coverage options, underwriting, and availability vary by location. This is not an offer of insurance.   

   
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South Carolina Auto insurance quotes


South Carolina Auto insurance quotes for South Carolina Drivers is available with many discount options from the friendly and helpful team at Stratum Insurance Agency LLC.
Many discounts are available for prior insurance, many professions, good drivers, education level, as well as options for homeowners, condo owners, renters insurance and more. Request a quote for your auto, home, motorcycle, ATV, and landlord properties today.
More quotes are available at http://www.stratumins.com/
We serve over 40 states, so please let us know if you live in another state and need  quote.  Ask us about South Carolina mobile home insurance too!
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Washington Notary Bonds can now be purchased Online


Washington Notary bonds can now be purchased online with our easy link at:
You can purchase and print your bond online.  
Have questions?  Call or email us.
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Sunday, December 2, 2012

Alaska Notary E and O Insurance, Alaska Notary Signing Service


Alaska  Notary Signing Service Insurance is available from Stratum Insurance Agency LLC  with options for errors and omissions insurance, general liability insurance, and more.  Limits as low as $5,000 and as high as $50,000,000 are can be selected.  Common E&O insurance limits include $250,000, $500,000, $1,000,000 and more. Notaries are now seeing themselves in need of more errors and omissions insurance not only to protect themselves, but also to work with certain lenders, escrow companies, and institutions.
Do you have independent contractor notaries that perform notarial work for you?
When shopping for Alaska notary signing services errors and omissions, make sure that your quote allows for you to have independent contractors working with you, as some policies only allow for you to have independent contractors that work exclusively for you.  Stratum Insurance Agency has options for both types of policies. If you are seeking home-based business insurance, Stratum Insurance Agency  can also help, but keep in mind that these policies often have limitations as to the number of people working in the business, whether owners, independent contractors, or employees.  Contact Stratum for more information. Small Business Insurance from Stratum Insurance Agency
Individual Alaska  notaries are also invited to obtain a quote, with E&O insurance limits as low as $5,000 and up to $25,000,000 too.

What types of insurance are available for Alaska Notaries seeking insurance:
    • General Liability Insurance – different liability limits are available
    • Errors and Omissions Insurance
    • Commercial Auto Insurance
    • Business Personal Property – to protect your equipment
Why consider a business owners policy along with professional liability insurance for a notary signing service? Take a look at some of the additional coverage options that can be added to a business owners policy, along with general liability insurance.
  • Employee Theft - Employee theft represents a significant exposure. Client files and other legal documents often contain sensitive, secret and valuable information that may be misused by employees.
  • Documents may be lost – ask about coverage for “Personal Property of Others” which can apply while a client’s physical documents are in your care, custody, or control.
  • Data Breach Coverage – Valuable data may be stolen and simply the cost of notification can hurt a business to the point of putting it out of business.
Identity Theft coverage is often included on a business owners policy.  Review your quote in detail for more information and ask us for more information.
Notary Bonds Only are also available in most locations.
How to obtain a quote for Alaska Notary Insurance (available in over 40 states):
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Foreclosure Clean Out Insurance for Professionals who Maintain and Clean Vacant Homes



Foreclosure Clean Out Insurance for Professionals who Maintain and Clean Vacant Homes
Contact: Stratum Insurance Agency, LLC - (949) 270-0609 (Quotes in over 45 States)
There are foreclosures and vacant homes around the country. The foreclosure clean up business, which often involves the cleaning of vacant homes, has become increasingly necessary to help maintain these properties.  Stratum Insurance Agency can help with quotes for general liability insurance as well as other coverages for this industry.  Same day quotes are usually available.
Stratum has different options for businesses that only clean out vacant homes as opposed to property preservationists that may both clean out homes and provide additional minor repairs, such as boarding up windows.
Commercial auto insurance is also available.
How to get a quote:
Stratum Insurance Agency, LLC and its team is quoting in more than 46 states, so we are able to help clients from just one location to many.
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Oregon Dance School Insurance and Dance Studio Insurance quotes

Oregon Dance School Insurance and Dance Studio Insurance quotes with Stratum Insurance Agency LLC are easier than the box-step.  It takes two to tango, but it only takes one call or click to get quote.  The easy to use site: http://www.danceschoolinsurance.com/ helps clients in over 45 states obtain quotes. Call 949-270-0609 or click for a quote.
Too often, small business owners find themselves with only general liability policies, when there are many options for dance studios and dance schools.
Why does dance studio insurance require the knowledge of the Small Business Team at Stratum?
The dance business involves more than your average small office.  Ask yourself these questions - does my policy cover injuries to the people who participate in my classes or lessons?  Did you know that some policies do not?  Let us help you find a policy that matches the coverages that you are seeking.
Do you hold special events, performances, or recitals?  Do you rent out your space for birthday parties?  Do you know if your policy covers this?  It's time to contact us to learn more about the options that we have.
While many insurance options are available, several to consider with your quote for dance studio insurance are:
  • General Liability Insurance & Professional Liability Insurance
  • Business Personal Property Insurance - to cover your equipment and more*
  • Business Income and Extra Expense Coverage
  • Coverage for allegations of Abuse and Molestation.
  • Tenant Improvements and Betterments - protect your investment in the space that you use
  • Glass Coverage (for linear glass/windows), Awning Coverage
  • Property Coverage - coverage for buildings that you own*
Same day quotes are available in over 40 states.  We work with many if it insurance carriers to help you find the type of policy that you are seeking.   Applications can be signed electronically offering the ability to quote and purchase in the same day.
A variety of dance school can be quotes:
  • Latin Dance Styles
  • Youth Dance Groups
  • Classical Dance Schools
  • Hip Hop Dance Studios
  • Ballet and Fine Arts
  • Belly Dancing
  • Traditional Dance, Waltz, and Modern Dance
  • Jazz
  • Pole Dance
  • And More...  Specialty Dance School are Welcome

How to Request a Quote:

Coverage options and availability vary by location and policy.
Request a quote today from Stratum Insurance Agency LLC and see what it is like to have our team work with you. Great service, modern technology, and a friendly team make us different.  We can help small businesses from one owner to thousands of employees .  As you grow, we will build our relationship.
No coverage is issued, implied, or afforded through this posting.  All quotes subject to underwriting.  CA Lic 0e52066
*These are generic minimal definitions, please consult your insurance agent and policy documents for more information. Coverages, options, and policy forms may vary by location and carrier.

Stratum Insurance Agency LLC and Dance Insurance
In 2011, Stratum Insurance Agency announced electronic signatures and applications for dance school and dance studios insurance, including yoga studios, pilates studios, pole dancing studios, pole fitness studios, and more. Faster turn around time from quoting to purchasing helps business owners with limited time who want to receive the same service as some of their larger competitors.
In 2012, Stratum worked to make more options available along with dance insurance quotes. For example, now quotes are available, for mobile dance groups, dance studios that rent their locations out to others when they are not being used, and options for studios that hold special events, such as recitals, or event parties.
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