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Monday, June 25, 2012

Vacant Building Insurance, Vacant Property Insurance


Vacant Building Insurance can be expensive reality, but if a tough economy, it is crucial for protecting your investment while it is empty. Stratum Insurance Agency LLC  is able to compare the rates of different insurance companies to help find a competitive price. If you have a mortgage, it is likely that your lender requires that you maintain insurance on your home.  Did you know that your current insurance policy may require that your property be occupied?  Many homeowners insurance policies have rules and changes for when a home is vacant.  Commercial insurance policies for landlords, owners  or lessors risk often also have rules regarding the percentage of the building that can be vacant.
Even if you do not have a a mortgage, property insurance is very important to protect your investment, event in the event of vacancy.  Stratum Insurance Agency LLC can help with vacant property insurance for a variety of building types.   Learn More about Vacant Property Insurance and sample claims.Small Business Insurance
A variety of coverages are available in most locations, including:
  • General Liability or Personal Liability – high limits are available
  • Building Coverage
  • Coverage for fences, signs, gates
  • Vandalism options
What types of buildings are eligible for vacant building insurance?
  • Homes
  • Condos
  • Apartment Complexes
  • Shopping Centers
  • Warehouses
  • Office Buildings
Stratum Insurance Agency can help clients obtain quotes for vacant home insurance or vacant commercial building insurance for a full range of coverages for vacant properties.  Along with vacant homeowners insurance, clients with vacant commercial and industrial properties are also invited to contact the agency for a quote. Quotes are available in over 40 states.
How to obtain a quote:

*Not all products available in all states, refer to policy form for details and exclusions. This is not an offer of insurance. 
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Tuesday, June 19, 2012

North Carolina Tree Trimmer Insurance, Arborist Insurance, Tree Pruner Insurance, Tree Surgeon Insurance

North Carolina Tree Trimmer Insurance, Arborist Insurance, Tree Pruner Insurance, Tree Surgeon Insurance 

North Carolina Tree Trimmer insurance is easy to find when you go to an agency that sells insurance for your industry. Professional Liability Insurance and General liability insurance are both important to product you and your business. If you are a horticulturalist or arborist looking for insurance (for scientific work, lab work) , then contact Stratum Insurance Agency LLC as for your professional liability insurance needs. 


Small Business InsurancePayment plans are now available on Tree Trimmer insurance quotes in North Carolina.


The agency represents several insurance companies that has a passion for general liability, professional liability insurance, e&o insurance (errors and omissions), and other insurances for specialized professions. If you have equipment to protect, ask about contractors equipment coverage options. It is important to consider both professional liability insurance and general liability insurance due to the risks that exist in the arborist industry. Policies may be purchased separately or together. If you perform a professional service, particularly a specialized one, it important to work with an insurance agency like Stratum because they have direct access to insurance carriers that have policies intended for this profession. Some insurance options, stand-alone or in one policy, may include:
  • General Liability
  • Contractors Equipment
  • Professional Liability (E & O)
  • Workers Compensation
  • Crime Insurance
  • Employment Practice Liability Insurance
  • and more...
Other benefits of choosing Stratum Insurance Agency LLC: 


Our small business team understands that small business owners can use extra help from time to time, which is why we work with many carriers that offers small businesses valuable resource centers or hotlines.  Included with many policies isaccess to loss control services, information-filled website, business tips, and more. Request a quote:
  Stratum Insurance Agency LLC can help in over 40states. Coverage options may vary by location. In CA, lic #0e52066.
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Monday, June 11, 2012

Non-Profit Insurance

Non-Profits have a home with Stratum Insurance Agency LLC.  Our non-profit team is able to find broad coverage options at a competitive price for non-profits around the country.  From a small thrift shop to a national membership organization, Stratum can help to find competitive pricing and policies that cater to the needs of different groups.   
Insurance For Non-Profits:
  • Directors and Officers Insurance
  • EPLI (Employment Practices Liability)
  • Property Insurance
  • Coverage for Volunteer Exposures
  • Non-Profit Errors and Omissions
  • Data Breach Coverage / Cyber Liability
  • Fiduciary Liability
  • Crime Insurance
  • Special Events Coverage
  • And More...
Let our Non-Profit Team know about your needs and we can work to find a policy for you.

Start Your Quote today:



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