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Tuesday, May 29, 2012

Application Developer Insurance


Are you an application developer looking for insurance? From small app developers to large software companies, Stratum Insurance Agency LLC is here to help. Whether you are an application developer for iOS, Android, Windows, Blackberry or another operating system, there are a variety of options available.

Policy options may include general liability, professional liability, data breach coverage, and more. Technology professionals have additional concerns that other businesses, such as retail stores, do not have. Additionally, coverage for office equipment, buildings, tenant improvements, business income, and more are available.
A variety of technology professional liability options are available and are crucial for protecting your business and your personal assets.  Software and information technology businesses understand that the world changes rapidly,

Stratum Insurance Agency LLC is a modern agency and has a focus on helping the technology industry.

Common Coverage Options for Application Developers may include General Liability and/or Professional Liability, but there are many other valuable coverages to consider.  Remember that not all policies are created equally and that there are broad coverage options. Stratum has broad options  for policies that may offer coverage for notification expenses in the event of a data breach, cyber investigation costs, and extortion expenses.  Concerned about misuse of intellectual property rights in content or failure of technology to perform as intended?  These are just a few of the items to consider when contact Stratum regarding your insurance needs.

Some Coverage Options for the Tech Industry may Include:
  • Cyber Liability and Data Breach Coverage
  • Computer-Based Crimes
  • Cyber Extortion Insurance
  • First and Third Party Liability – Don’t know the difference?  We are here to help.
  • Intellectual Property Breach Options
What about our vehicles? Whether you use your personal vehicle for a business purposes or have dedicated business cars or trucks, as Stratum about commercial auto insurance.

Request a Quote:
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Monday, May 14, 2012

Texas Educational Therapist Insurance


Texas Educational Therapist Insurance
Stratum Insurance Agency LLC can help Texas Educational Therapists with insurance in over 40 states. A variety of counselors, therapists, and other professionals can request quotes here. and Quotes are available by phone at 949-270-0609 or online at the link for Educational Therapists Insurance.  Tutors are also eligible for quotes, as both home-based and office businesses. 
If you have been having trouble finding insurance as an education therapist because you find that people
Two Types of Insurance are often included in the Quote (options may vary by policy and or location):
  • General Liability Insurance - to protect against claims from bodily injury or property damage.
  • Professional Liability Insurance (Errors and Omissions) - to protect you in the event of a claim that arises from a professional service that you perform.
Policies with just general liability insurance or professional liability are available as well.
Do I need both types of insurance - E&O and General Liability?
Yes, in many cases. In these professions, the lines of general liability and professional liability (E & O) may be blurred, so it is important to purchase both coverages to protect yourself adequately. As only you know your entire financial and business situation, you should consider the many types of insurance available.  Due to the nature of the professions, general liability coverage may not be enough to cover bodily injuries that may occur, thus professional liability (E&O Insurance) is also highly recommended and can be added to most quotes.
Other Types of Texas Coverage that may be  Available (this is only a partial list, many other options are available):
  • Business personal property and equipment coverage (for your beauty tools)
  • Coverage for equipment and tools off the premises
  • Data Breach Coverage
  • Non-owned / Hired Autos
  • Employee Dishonesty Coverage
  • Money and Securities Coverage
  • Building Coverage - if you own or are legally responsible for a building
Are quotes available in other states?
Yes! Quotes are available in over 44 states with for many types of coverage.  Payment plans are available on most quotes, including bill by mail and automatic checking account deduction.
Request an Insurance Quote
We also sell insurance for many other professions at: www.stratumins.com/business/
What about my Texas personal insurance?
Our team would love to be your personal insurance agency as well.  You can request quotes for many types of personal insurance athttp://www.stratumins.com.  Quotes are available for homeowners and renters insurance, as well as auto, cycle, and watercraft insurance,
Same Day Quotes are Available in Most States
* Not all products marketed in all states. Coverage options may vary by 
location. Stratum Insurance Agency, LLC is an independent insurance agency 
and/or broker (varies by location). No insurance is offered or afforded through 
this posting. CA LIC 0e52066
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Wednesday, May 2, 2012

Ohio Educational Therapist Insurance, General Liability, Professional Liability

Ohio Educational Therapist Insurance Stratum Insurance Agency LLC can help Ohio Educational Therapists with insurance as well as over 40 states with general liability insurance, professional liability insurance and more. A variety of counselors, therapists, and other professionals can request quotes here. and Quotes are available by phone at 330-408-1111 or online at the link for Ohio Educational Therapists Insurance.  Ohio Tutors are also eligible for quotes, as both home-based and office businesses. If you have been having trouble finding insurance as an education therapist because you find that people

 Two Types of Insurance are often included in the Ohio Educational Therapist Quote (options may vary by policy and or location):
  • General Liability Insurance - to protect against claims from bodily injury or property damage.
  • Professional Liability Insurance (Errors and Omissions) - to protect you in the event of a claim that arises from a professional service that you perform.
Policies with just general liability insurance or professional liability are available as well.  Additional coverages such as coverage for allegations of abuse and molestation as well as assault and battery coverage may be available on the same quote.

Do I need both types of insurance - Professional Liability (E&O) and General Liability?

 Yes, in many cases. In these professions, the lines of general liability and professional liability (E & O) may be blurred, so it is important to purchase both coverages to protect yourself adequately. As only you know your entire financial and business situation, you should consider the many types of insurance available.  Due to the nature of the professions, general liability coverage may not be enough to cover bodily injuries that may occur, thus professional liability (E&O Insurance) is also highly recommended and can be added to most quotes. Other Types of Coverage that may be  Available in Ohio (this is only a partial list, many other options are available):
  • Business personal property and equipment coverage (for your beauty tools)
  • Coverage for equipment and tools off the premises
  • Data Breach Coverage
  • Non-owned / Hired Autos
  • Employee Dishonesty Coverage
  • Money and Securities Coverage
  • Building Coverage - if you own or are legally responsible for a building
Sample claims are available, simply contact us at a method below for more information.

  Are quotes available in other states?
Yes! Quotes are available in over 44 states with for many types of coverage.  Payment plans are available on most quotes, including bill by mail and automatic checking account deduction.
  Request an Ohio Education Therapist Insurance Quote
We also sell insurance for many other professions at: www.stratumins.com/business/

What about my personal insurance in Ohio or other states?

Our team would love to be your personal insurance agency as well.  You can request quotes for many types of personal insurance at http://www.stratumins.com.  Quotes are available for homeowners and renters insurance, as well as auto, cycle, and watercraft insurance,

  Same Day Quotes are Available in Most States

  * Not all products marketed in all states. Coverage options may vary by location. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by location). No insurance is offered or afforded through this posting. CA LIC 0e52066
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