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Tuesday, April 24, 2012


Illinois  Notary Signing Service Insurance is available from Stratum Insurance Agency in over 40 states, with options for errors and omissions insurance, general liability insurance, and more.  Limits as low as $100,000 and as high as $50,000,000 are can be selected.  Common E&O insurance limits include $250,000, $500,000, $1,000,000 and more. Notaries are now seeing themselves in need of more errors and omissions insurance not only to protect themselves, but also to work with certain lenders, escrow companies, and institutions.
When shopping for Illinois notary signing services errors and omissions, make sure that your quote allows for you to have independent contractors working with you, as some policies only allow for you to have independent contractors that work exclusively for you.

Stratum Insurance Agency has options for both types of policies. If you are seeking home-based business insurance, Stratum Insurance Agency  can also help, but keep in mind that these policies often have limitations as to the number of people working in the business, whether owners, independent contractors, or employees.  Contact Stratum for more information.

Individual Illinois notaries are also invited to obtain a quote, with E&O insurance limits as low as $5,000 and up to $50,000,000.

Other options available for Illinois Notaries seeking insurance:
  • General Liability Insurance - different liability limits are available
  • Errors and Omissions Insurance
  • Commercial Auto Insurance
  • Business Personal Property - to protect your equipment
  • Business Income and/or Extra Expense Coverage
  • Damage to Premises Rented to You
  • More optional coverages are available - if you a see a risk in your business that concerns you, please let us know.
Why consider a business owners policy along with professional liability insurance for a notary signing service? Take a look at some of the additional coverage options that can be added to a business owners policy, along with general liability insurance.
  • Employee Theft - Employee theft represents a significant exposure. Client files and other legal documents often contain sensitive, secret and valuable information that may be misused by employees.
  • Documents may be lost – ask about coverage for “Personal Property of Others” which can apply while a client’s physical documents are in your care, custody, or control.
  • Data Breach Coverage – Valuable data may be stolen and simply the cost of notification can hurt a business to the point of putting it out of business.
Identity Theft coverage is often include on a business owners policy.  Review your quote in detail for more information.

Notary Bonds Only are also available.

How to obtain a quote for Illinois Notary Insurance (available in over 40 states):

Thursday, April 19, 2012

Colorado Food Truck Insurance - E-Signatures Announced

Colorado Food Trucks and Colorado Food Carts shopping for general liability insurance should contact Stratum Insurance Agency LLC . Stratum Insurance Agency is announcing electronic signatures and applications for Colorado food truck insurance and food cart insurance. Same Day quotes are already available, but this new service will help customers even more (and the environment too). Faster turn around time from quoting to purchasing helps business owners with limited time who want to receive the same service as some of the larger competitors.

Stratum's goal is to help the mobile food industry with their insurance needs, quickly and efficiently.   From hot dog carts, to gourmet shaved ice, to food trucks, the team at Stratum is committed to helping small businesses, whether mobile, office-based or retail-based. Same day quotes are available in over 40 states. We work with different insurance carriers to help you find the type of policy that you are seeking.  Stratum's broad product offerings make it so   that different mobile food vendors have a variety of coverage options and limits from which they can choose.  Applications can be signed electronically (via e-signature) offering the ability to quote and purchase in the same day.
A variety of mobile food vendors can be quoted:
How to Request a Quote:

Coverage options and availability vary by location.
Request a quote today from Stratum Insurance Agency LLC and see what it is like to have our team work with you. Great service makes us different. We can help small businesses that are as small as one owner. As you grow, we will build our relationship.
Why work with Stratum Insurance Agency?
  • Same Day Quotes
  • Online Service
  • E-signatures
  • A large variety of coverage and policy options
  • A friendly team with a passion for insurance and great service.
  • Personal and Business Insurance Teams

Disclaimers: No coverage is issued through this electronic posting.
*These are generic minimal definitions, please consult your insurance agent or a licensed insurance professional and policy documents for more information. Coverages, options, and policy forms may vary by location and carrier.

Tuesday, April 10, 2012

Swim School Insurance from www.swimschoolinsurance.com

Swim School Insurance, Swim Instructor Insurance

Swim Schools for both children and adults need a combination of insurances to help protect their businesses. Stratum Insurance Agency LLC can help Educational Therapists with insurance in over 40 states. A variety of sports instructors, including tennis, baseball, swim, and more can request quotes through Stratum Insurance Agency LLC. and Quotes are available by phone at 949-270-0609 or online at the link for swim school insurance.

Common Types of Insurance for swim schools and other sports instructors (options may vary by policy and or location):

  • General Liability Insurance - to protect against claims from bodily injury or property damage.
  • Professional Liability Insurance

Youth Sports Business Owners may notice that coverage for charges of abuse and molestation can be included on a quote. The youth sports insurance requires that you teach swim to children 17 and younger. Other options are available for swim schools that teach adults.

Individuals versus Businesses and Insurance for Sports Instructors

Before buying a policy, make sure that you are buying the appropriate type of insurance policy based on your .  You may see low-cost policies for individuals available online, but many of these have restrictions as to the services that you may provide.  Also, if you run a business with employees or independent contractors, the individual swim instructor is not appropriate, especially as most do not allow for you to have employees.  When requesting a quote at www.swimschoolinsurance.com, let us know about the structure of your swim school. We have options for independent contractors, swim academies, and other business types.

Policies with just general liability insurance or professional liability are available as well.

Other Types of Coverage that may be Available (this is only a partial list, many other options are available):

  • Professional Liability Insurance
  • Business personal property and equipment coverage
  • Coverage for equipment and tools off the premises
  • Data Breach Coverage
  • Non-owned / Hired Autos
  • Employee Dishonesty Coverage
  • Money and Securities Coverage
  • Building Coverage - if you own or are legally responsible for a building

Are quotes available in other states?

Yes! Quotes are available in over 44 states with for many types of coverage. Payment plans are available on most quotes, including bill by mail and automatic checking account deduction.

Request an Insurance Quote

We also sell insurance for many other professions at: www.stratumins.com/business/

What about my personal insurance?

Our team would love to be your personal insurance agency as well. You can request quotes for many types of personal insurance at http://www.stratumins.com. Quotes are available for homeowners and renters insurance, as well as auto, cycle, and watercraft insurance,

Same Day Quotes are Available in Most States

* Not all products marketed in all states. Coverage options may vary by
location. Stratum Insurance Agency, LLC is an independent insurance agency
and/or broker (varies by location). No insurance is offered or afforded through
this posting. CA LIC 0e52066

Monday, April 9, 2012

Educational Therapist Insurance

Educational Therapist Insurance

Stratum Insurance Agency LLC can help Educational Therapists with insurance in over 40 states. A variety of counselors, therapists, and other professionals can request quotes here. and Quotes are available by phone at 949-270-0609 or online at the link for Educational Therapists InsuranceTutors are also eligible for quotes, as both home-based and office businesses. 

If you have been having trouble finding insurance as an education therapist because you find that people

Two Types of Insurance are often included in the Quote (options may vary by policy and or location):

  • General Liability Insurance - to protect against claims from bodily injury or property damage.
  • Professional Liability Insurance (Errors and Omissions) - to protect you in the event of a claim that arises from a professional service that you perform.

Policies with just general liability insurance or professional liability are available as well.

Do I need both types of insurance - E&O and General Liability?

Yes, in many cases. In these professions, the lines of general liability and professional liability (E & O) may be blurred, so it is important to purchase both coverages to protect yourself adequately. As only you know your entire financial and business situation, you should consider the many types of insurance available.  Due to the nature of the professions, general liability coverage may not be enough to cover bodily injuries that may occur, thus professional liability (E&O Insurance) is also highly recommended and can be added to most quotes.

Other Types of Coverage that may be  Available (this is only a partial list, many other options are available):

  • Business personal property and equipment coverage (for your beauty tools)
  • Coverage for equipment and tools off the premises
  • Data Breach Coverage
  • Non-owned / Hired Autos
  • Employee Dishonesty Coverage
  • Money and Securities Coverage
  • Building Coverage - if you own or are legally responsible for a building

Are quotes available in other states?

Yes! Quotes are available in over 44 states with for many types of coverage.  Payment plans are available on most quotes, including bill by mail and automatic checking account deduction.

Request an Insurance Quote

We also sell insurance for many other professions at: www.stratumins.com/business/

What about my personal insurance?

Our team would love to be your personal insurance agency as well.  You can request quotes for many types of personal insurance at http://www.stratumins.com.  Quotes are available for homeowners and renters insurance, as well as auto, cycle, and watercraft insurance,

Same Day Quotes are Available in Most States

* Not all products marketed in all states. Coverage options may vary by
location. Stratum Insurance Agency, LLC is an independent insurance agency
and/or broker (varies by location). No insurance is offered or afforded through
this posting. CA LIC 0e52066

Wednesday, April 4, 2012