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Tuesday, March 27, 2012

Florida FR44 Insurance, www.FR44insurance.com Same Day Quotes and Documents

FR44 Insurance Quotes and SR22 Insurance Quotes are available quickly and easily by submitting a request at www.fr44insurance.com or by calling 352-404-4445 (Florida) or 949-270-0609 (all other states).
Electronic signatures are already available from Stratum Insurance Agency LLC, an agency here to help drivers needing SR22 and FR44 Filings, but we have new features in 2012 now available. This great service is available in most states around the country. Completing the process quickly through new technology is just another way that Stratum Insurance Agency LLC is leading the way as a modern insurance agency. Clients can access their electronic signature forms via a mobile device such as an iPad or Android tablet as well. Florida and Virginia Drivers needing FR44s can now complete and insurance purchase without printing and faxing -- helping to reduce paper consumption too.


Information on Florida and Virginia FR44 Filings and SR22 Filings
Insurance with an FR44 or SR22 is something that is general required for drivers with a:
  • Driving Under the Influence (DUI) ,
  • Driving While Intoxicated (DWI), or
  • Operating Vehicle While Intoxicated (OVWI).
In some other cases, either an FR44 may be required. An FR44 in Florida or an FR44 in Virginia is generally required of drivers who have these violations in those states. Fortunately, we can help clients whether or not you live in these states. If you receive one of these violations in any of 35 states, we can help with your SR22 filings and FR44 Filings.

In other states, and SR22 filing is generally required of drivers with a DUI or similar violations, or in some cases, a ticket for driving without insurance.


What makes us different? We are an insurance agency! As an independent insurance agency, we work with many top-rated insurance carriers to help you find a great combination of price and coverage for your needs. We are an agency that works for you and does NOT sell your information to other agents, like so many websites do. We are Stratum Insurance Agency LLC, and our team wants to help you find great insurance at a great price.


What is an FR44?
This is a common question. Use our informative link to find out more about FR44 Filings and SR22 Filings.


Use our resources section to learn more about insurance in general: http://www.stratumins.com/resources/


Request a quote:
Useful Insurance Links for SR22 Filings, FR44 Filings, and auto insurance:
The terms "sr22 insurance" and "fr44 insurance", much like "dui insurance", are used by the general public, but are not official types of insurance. Our agency helps with auto insurance for people who have a DUI or DWI on their records, as well as adding an SR22 or FR44 Filing to the insurance policy. When you contact us, we can help explain in better detail what these terms mean.
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Friday, March 9, 2012

California Condo insurance

California Condo insurance , also known as ho6 insurance or walls-in coverage, helps to protect condo owners in many different ways.

What is California condo insurance (ho6 insurance)?
Condominium Insurance is designed to protect condo unit owners from many possible losses that occur.  Most attached condos are covered by a homeowners association policy for certain potential claims, but there are many risks that are not covered, which has created the need for condo insurance.

A partial list of available coverages for owned-occupied condos:       Condo Insurance ho6 Insurance
  • Dwelling Coverage - to protect the interior of your condo unit (not on all policies, but highly recommended)
  • Personal Property Coverage - to protect your personal belongings and other items that may not be crucial to the reconstruction of your condo
  • Loss of Use Coverage
  • Personal Liability - to protect against claims of bodily injury and property damage
  • Medical Payments
There are many more options, including some for landlords.
Learn more about some of the coverages available here: http://www.stratumins.com/condos/
Why buy California condo insurance?
The answer is simple -- because a master association policy generally does not protect the items inside the condo, nor provide you with personal liability coverage.  Not only do you have personal property to insure, but also potential claims for damage to your flooring, cabinets, countertops, and more.  Of course, many other coverages are included on a quote.
For whom is condo unit owners insurance designed?
If you live in one of the following, then you want to consider condo unit owners insurance:
  • Condominium Association
  • Townhome Association
  • Rowhouse Association
  • Homeowners Association (attached homes)
  • Planned Community  - Some Planned Unit Developments (PUD)
  • Other types of residences where the exterior is coverage by a Master Association Policy or similar policy.
Learn more on the Stratum Insurance Agency Condo site here. The agency is able to quote insurance in over 40 states, including both owner-occupied condos, rental units, seasonal condo insurance, and more. Ask about discounts for combining your California condo insurance with your auto insurance, motorcycle insurance, and more.  Umbrella policies are also available in most locations.

Request a quote:
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Monday, March 5, 2012

Notary Signing Service Insurance, Errors and Omissions Insurance, E and O Insurance, General Liability Insurance

Notary Signing Service Insurance is available from Stratum Insurance Agency in over 40 states, with options for errors and omissions insurance, general liability insurance, and more.  Limits as low as $100,000 and as high as $50,000,000 are can be selected.  Common E&O insurance limits include $250,000, $500,000, $1,000,000 and more. 

When shopping for notary signing services errors and omissions, make sure that your quote allows for you to have independent contractors working with you, as some policies only allow for you to have independent contractors that work exclusively for you.  Stratum Insurance Agency has options for both types of policies.
Individual notaries are also invited to obtain a quote, with E&O insurance limits as low as $5,000.

Other options available for Notaries seeking insurance:
  • General Liability Insurance - different liability limits are available
  • Errors and Omissions Insurance
  • Commercial Auto Insurance
  • Data Breach and Cyber Liability Coverage
  • Business Personal Property - to protect your equipment
  • Business Income and/or Extra Expense Coverage
  • Medical Expense
  • Damage to Premises Rented to You
  • More optional coverages are available.
Why consider a business owners policy along with professional liability insurance for a notary signing service? Take a look at some of the additional coverage options that can be added to a business owners policy, along with general liability insurance.
  • Employee Theft - Employee theft represents a significant exposure. Client files and other legal documents often contain sensitive, secret and valuable information that may be misused by employees.
  • Documents may be lost – ask about coverage for “Personal Property of Others” which can apply while a client’s physical documents are in your care, custody, or control.
  • Data Breach Coverage – Valuable data may be stolen and simply the cost of notification can hurt a business to the point of putting it out of business.
Identity Theft coverage is often include on a business owners policy.  Review your quote in detail for more information.

Notary Bonds Only are also available.

How to obtain a quote for Notary Insurance (available in over 40 states):


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