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Thursday, February 24, 2011

Grant Writer Insurance & Grant Coordinator Insurance

Grant Writer Insurance & Grant Coordinator Insurance


Stratum Insurance Agency LLC is your source for grant writer insurance. Several types of insurance options are available:
  • Errors and Omissions Insurance (E&O)
  • General Liability Insurance / Business Owners Policy
Request a quote:
Coverages, availability, and options vary by location.
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Sunday, February 20, 2011

Real Estate Agents Business Owners Policies / General Liability Policies

Real Estate Agents Business Owners Policies / General Liability Policies
(available in over 30 states)    949-270-0609 (Main Number)

Business owners policies (commonly referred to as BOPs) often contain a package of coverages that include general liability, business personal property coverage, loss of business income coverage or more.  Stratum Insurance Agency LLC sells these policies with premiums starting at $370 in many states from top-rated insurance carriers.   Home-based businesses are often eligible for an even lower starting premium. Use one of the links below for a quote.

While many real estate agencies and brokerages already have E&O (errors and omissions insurance), many lack a business owners policy to help protect them from claims for bodily injury and property damage, as well as office liability exposures.  Some people refer to this as "slip and fall coverage" or "that insurance that your landlord requires you to buy".

There are many valuable insurance coverages provided by a business owners policy, such as:

  • General Liability Insurance
  • Loss of Business Income
  • Personal & Advertising Injury
  • Equipment and Property Coverage
  • Valuable Papers Coverage
  • Accounts Receivable Coverage
  • And So Much More!


Stratum Insurance Agency LLC represents multiple carriers in many states across the US to help real estate professionals find the right policy for their needs.  If you need to add your landlord or a furniture leasing company to the policy, just let us know.  Home-based businesses can use the links below for quotes as well.


Request and Insurance Quote

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Friday, February 18, 2011

Masseuse Insurance, Manicurist Insurance, Barber Insurance, & Hair Stylist Insurance

Stratum Insurance Agency - (949) 270-0609   or   (352) 404-4445

This insurance is intended for professionals that work at various locations or "rent a chair" at a salon that is owned or leased by someone else in one of the professions below. For example, a hair stylist may rent a chair at a local beauty salon that he or she does not own or a masseuse may travel to different locations to see clients.

Two Types of Insurance are Generally Included in the Quote:
  • General Liability Insurance - to protect against claims from bodily injury or property damage
  • Professional Liability Insurance (Errors and Omissions) - to protect you in the event of a claim that arises from a professional service that you perform
What professions are eligible:
  • Hair Stylists
  • Barbers
  • Manicurists / Nail Professionals
  • Masseuses / Masseurs
  • We also sell insurance for many other professions at: www.stratumins.com/business/
Do I need both types of insurance?

Yes. In these professions, the lines of general liability and professional liability (E & O) may be blurred, so it is important to purchase both coverages to protect yourself further.

Request and Insurance Quote
If you own a salon, please use this page: https://www.stratumins.com/business/retail_store_insurance.html

Same Day Quotes are Available in Most States
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