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Wednesday, April 14, 2010

Employee Dishonesty Bonds, Business Service Bonds, Janitorial Bonds


Employee Dishonesty Bonds and Business Services bonds may be required by your clients to do business with them.  Stratum Insurance Agency LLC sells these bonds in over 25 states.  Purchasing this type of bond is very easy.

Employee Dishonesty Bonds and Business Services bonds are may also be referred to as a janitorial bonds.  These bonds are available in various amounts, most commonly: $5,000, $10,000, $25000, and $50,000.

For a free bond quote:


 



* Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by state). No insurance is offered or afforded through this posting.

Sunday, April 11, 2010

Oregon Renters Insurance

Oregon Renters Insurance - ho4 insurance, h04 insurance

Oregon Renters Insurance offers many important coverages including personal property insurance, personal liabiltiy, loss of use, identity theft coverage and more. Renters need look no further than Stratum Insurance Agency for their insurance needs. Whether you are renting a single family home, duplex, a condo, an apartment, or a mobile home, it is important to protect your belongings and personal liability from unexpected mishaps.

Renters Insurance quotes are easy to obtain. There are many coverages from which to chose, all starting at a low price. Here is a partial list:

  • Personal Property Protection - the primary coverage that you purchase to protect your possessions
  • Personal Liability Insurance - from $100,000 (often included) to $500,000
  • Medical Payments
  • Loss of Use Coverage
  • Identity Theft - a popular new option
  • Business Property - let your agent know if you bring home business equipment from your office
  • In Home Day-care - available in some states for people who run in-home day care services

We quote personal property replacement cost coverage for renters insurance. It is important to purchase this coverage so that you valuable items are protected.

Liability insurance is crucial to protect you and your family against bodily injury, property damage, and litigation claims up to the limits of insurance that you choose.

Renters Insurance, homeowners insurance and condo owners insurance policies offer many coverages of which policyholders are not aware. Some of these coverage options may include identity theft coverage, water backup coverage, and personal injury coverage. Ask your agent what is available in your state, including multipolicy discounts for drivers, motorcycle riders, boaters, and more.

If you are planning to rent a new home soon, contact Stratum Insurance before your move to have everything in place by the time that you move. Your agent can fax or email a proof of insurance to your leasing office if needed. Stratum's agents go above and beyond to help their customers.

Stratum Insurance Agency, LLC is able to compare price and coverage combination from different insurance companies to help clients find a product that meets their needs. Licensed in over 30 states .


Request a quote:




States Available: Arizona, Colorado, California, Michigan, Ohio, Oklahoma, Oregon, Tennessee, Utah, Virginia.

Mobile Home Renters Insurance States Available: Over 25 states



* Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by state). No insurance is offered or afforded through this posting. License info at: www.stratumins.com/license.htm

Oregon Mobile Home Insurance and Oregon Manufactured Home Insurance

Oregon Mobile Home Insurance and Oregon Manufactured Home Insurance

Stratum Insurance Agency, LLC
949-270-0609


Stratum Insurance Agency, LLC invites Oregon Mobile Home and Manufactured Homeowners to call for an insurance quote. With constantly changing fuel and supply prices, rebuilding a home after a loss may be much mroe expensive that in the past. It is important to have the right amount of insurance for your mobile home. When getting a new quote, it is also a great opportunity to look at the many additional coverages that can be added, often for a small cost.

Stratum Insurance Agency can help to explain the various coverages. Take a moment to review your current policy and see if you have:

- Extended Replacement Cost
- Personal Injury Coverage
- Water Backup Coverage
- Coverage for Satellites and Antennas
- Landlord Package (if applicable)
- and more...

Call today, 949-270-0609, for a free review of your current policy and to compare new policies.

By comparing the rates of different Oregon mobile home insurance carriers, the agency is able to help clients shop for a good balance of price and coverage.

Oregon Mobile Home Insurance Quotes:

By Phone: 949-270-0609
Online: https://www.stratumins.com/mobilehome.htm




Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by state). No insurance is offered or afforded through this posting. License info.

Thursday, April 8, 2010

Non-Profit Insurance - Insurance for Non-Profit Organizations, Social Service, and Human Service Organizations

Insurance for Non-Profits, Social Service and Human Service Organizations    
Contact 949-270-0609

Stratum Insurance Agency, LLC can cater to the special insurance needs of a non-profit.  Purchasing the right insurance package for your organization is important.  There are many options for non-profits and coverages can often be provided by one carrier.  Stratum Insurance works with multiple carriers to help find the most competitive quotes and insurance packages.  As as agency that understands the needs of the non-profit sector, we can help with insurance that offers broad array over covers, including insurance for:

  • Fundraising Events
  • Volunteers - liability and medical payments
  • Equipment Breakdown
  • Employee Theft
  • Abuse Claims
  • Blanket Additional Insureds often included at no-cost
There are also many different types of policies available.  Let us help build you an insurance policy package.  If need be, we can obtain insurance from several companies to create the combination of insurance coverage that you need.

Non-Profit Insurance Coverages Available (partial list):
  • Commercial General Liability
  • Directors and Officers Liability (D&O)
  • Professional Liability
  • Crime and Fidelity Insurance
  • Employement Practice Liability Insurance
  • Abuse Coverage
  • Commercial Auto Insurance
  • Property Insurance
  • Coverage for Volunteers
  • Umbrella and Excess Coverage
  • Workers Compensation Insurance
  • And much more...
Often included with the pruchase of insurance for a non-profit is the access to various loss control services, including online defensive driving courses and discounts criminal background checks. 



Phone: 949-270-0609
Email Contact: Click Here
Website Contact: https://www.stratumins.com/contact.htmlStates Available: Over 30

 
*Not all products available in all states, refer to policy form for details and exclusions. This is not an offer of insurance. Coverages vary by state. Licensed in 25+ states. CA License 0e52066

California Earthquake Insurance

California Earthquake Insurance
Stratum Insurance Agency, LLC
Call 949-270-0609
Stratum Insurance Agency LLC is your source for earthquake insurance quotes.  The agency can quote several earthquake insurance providers with just one click or call. Stratum Insurance can quote earthquake insurance for many types of properties:
  • Homeowners Earthquake Insurance
  • Condo Earthquake Insurance
  • Renters Earthquake Insurance
  • Mobile Home Insurance
  • Apartment Complex Earthqauke Insurance
  • Condo Association Earthquake Insurance
  • Commercial Property Earthquake Insurance
Why contact Stratum Insurance Agency for Earthquake Insurance quotes:


We work with stand-alone earthquake carriers, which means that you can buy earthquake insurance from a different company than your homeowners insurance.  Unlike the offers of earthquake insurance that you receive after you purchase homeowners insurance, usually from the CEA, we are able to quote insurance from other companies.  Quotes are available for different levels of coverage than those offered by the CEA (California Earthquake Authority).


Some other types of property insurance available:


  • Flood Insurance
  • Homeowners Insurance
  • Condo and Renters Insurance
  • So much more...


Request and Earthquake Quote easily here.  Earthquake insurance is also available in Oregon.


Contact by phone: 949-270-0609


Other insurance quotes are available at www.runquotes.com





Licensed in over 30 states, we are here to help! 


*Not all products available in all states, refer to policy form for details and exclusions. This is not an offer of insurance. Coverages vary by state. CA License #0e52066

Oklahoma LSV Insurance

Oklahoma LSV Insurance -Stratum Insurance Agency, LLC
949-270-0609

Licensed in Oklahoma and over 29 other states.

Stratum Insurance Agency announces that it is now selling a new Street Legal Golf Cart Insurance and LSV Insurance in Oklahoma (as well as 29 other states). By working with multiple insurance carriers, Stratum Insurance Agency is able to compare the rates of several different providers to help find the balance of price and coverage that a client is seeking. Golf Cart Insurance is mandatory in some states, especially when being used on public roads. With gas prices constantly changing, golf carts and LSVs (low speed vehicles) are becoming increasingly popular.

Stratum Insurance Agency can help clients obtain quotes for Golf Cart & LSV Insurance for a full range of coverages to protect both the golf cart itself and the potential liability could arise from a claim.  When completing the online quote request, make sure to specify if your vehicle is street legal, as this helps to decide what type of policy will be quoted.  We can help with both street legal LSVs and carts as well as off road golf carts.

Coverage Options for Street Legal LSVs*:
  • Liability Coverage - high limits available
  • Uninsured Motorist
  • Comprehensive Coverage
  • Collision Coverage
  • Roadside Assistance
  • Umbrella Coverage may be available too
In some cases and LSV is also referred to as an NEV, Neighborhood Electric Vehicle. Please use the information below to obtain a quote.

Get a Golf Cart, NEV, and LSV Insurance Quotes easily here.

Contact by phone: 949-270-0609
Online Golf Cart/LSV Insurance Quote: Click Here

LSV and Golf Cart drivers around the country are invited to call.  The agency is licensed in 29 states.



*Not all products available in all states, refer to policy form for details and exclusions. This is not an offer of insurance. Coverages vary by state. License information at https://www.stratumins.com/license.htm